425 Terrace Dr, San Jose, CA 95112 Property Records

Santa Clara County property record for 425 Terrace Dr, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1949
Lot Size	0.154 acres (6,700 sqft)
Owner	Trust Name on File
Last Sale	$1,100,000 (Apr 2020)
Tax Bill	$14,795 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`249-63-019`

Property Details

APN / Parcel Number

Primary APN	`249-63-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,589 sqft Living Area
1st Floor Area	1,589 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1955
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	425 TERRACE DR
City	SAN JOSE
State	CA
Zip	95112-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 566 GARDEN TERRACE BOOK 22 PAGE 8 PAGE 9 LOT 13
Legal Subdivision	GARDEN TERRACE
Legal Tract	566
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	501102

Owner

425 Terrace Dr is owner-occupied and held in a trust since November 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	425 TERRACE DR, SAN JOSE, CA 95112-1754
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 28, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 17, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2020 · Amount on File
Deed Sale	Apr 17, 2020 · Amount on File
Prior Sale	Oct 11, 2013 · Amount on File
Deed Document Number	202024457281
Last Transfer Date	Nov 16, 2020
Transfer Doc	0024723206
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	425 TERRACE DR, SAN JOSE, CA 95112-1754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 TERRACE DR, SAN JOSE, CA 95112-1754

Mortgage

Document Number	0024692038
Date	Nov 6, 2020
Instrument	24692038

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 24, 2020
Property Address	425 TERRACE DR, SAN JOSE, CA 95112-1754
Document Number	0024723206
Instrument Date	Nov 16, 2020
Instrument	24723206
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	425 TERRACE DR SAN JOSE CA 951121754, SAN JOSE, CA 95112-1754

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 28, 2020
Property Address	425 TERRACE DR, SAN JOSE, CA 95112-1754
Document Number	0024490460
Instrument Date	Mar 3, 2020
Instrument	24490460
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,110.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 TERRACE DR SAN JOSE CA 951121754, SAN JOSE, CA 95112-1754

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 17, 2020
Property Address	425 TERRACE DR, SAN JOSE, CA 95112-1754
Document Number	0024457281
Map Reference	MB 22 PG 8&9
Instrument Date	Mar 3, 2020
Instrument	24457281
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024457282
Date	Apr 17, 2020
Instrument	24457282

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 425 Terrace Dr was $14,795 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,065,000 (-3.49%) Land $685,000 Building $380,000
2025	$14,795.00 Homeowner's exemption	$1,103,484 Land $709,774 Building $393,710
2023	$13,669.00 (+0.94%) Homeowner's exemption	$1,060,636 Land $682,213 Building $378,423
2022	$13,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 425 Terrace Dr in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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