425 Sunset Pointe Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 425 Sunset Pointe Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,194 sqft · built 2008
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$241,000 (Jul 2006)
Tax Bill	$7,349 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`606H044`

Property Details

APN / Parcel Number

Primary APN	`606H044`
Alternative APN	`6275059`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	5,194 sqft Living Area
1st Floor Area	2,053 sqft
Basement Area	1,601 sqft
Finished Basement	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Brick
Lot Area	51,401 sqft (1.18 acres)
Garage Area	1,000 sqft
Porch	Porch
Porch Area	644 sqft
Deck Area	770 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	425 SUNSET POINTE DR
City	SALISBURY
State	NC
Zip	28146-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L15 1.18AC
Jurisdiction	ROWAN NC
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1024
Census Tract	50901

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 SUNSET POINTE DR, SALISBURY, NC 28146-5701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Mar 27, 2020	Deed of Trust, Mortgage BETTER MTG CORP ISAOA
Feb 22, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2006 · Amount on Record
Deed Sale	Jul 7, 2006 · Amount on Record
Deed Book / Page	1069 / 951
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	425 SUNSET POINTE DR, SALISBURY, NC 28146-5701
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013940602
Date	Feb 7, 2022
Book Page	1394/602

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.29%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.29%
Index	Prime Rate
Max Rate	8.29%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	425 SUNSET POINTE DR, SALISBURY, NC 28146-5701
Document Number	0013460106
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SUNSET POINTE DR SALISBURY NC 281465701, SALISBURY, NC 28146-5701

Mortgage

Document Number	0013460106
Date	Apr 1, 2020
Book Page	001346/000106

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	425 SUNSET POINTE DR, SALISBURY, NC 28146-5701
Document Number	0013040846
Instrument Date	Feb 22, 2018
Transaction Type	Mortgage
Record Updated	Mar 7, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	425 SUNSET POINTE DR SALISBURY NC 281465701, SALISBURY, NC 28146-5701

Mortgage

Document Number	0013040846
Date	Feb 27, 2018
Book Page	001304/000846

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,349.00	$1,101,054 (-) Land $247,000 Building $854,054	$1,101,054 (-) Land $247,000 Building $854,054
2023	$7,349.00	$1,101,054 Land $247,000 Building $854,054	$1,101,054 Land $247,000 Building $854,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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