425 Summit Way, Norman, OK 73071 Property Records

Cleveland County property record for 425 Summit Way, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,419 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,000 (Aug 2026)
Tax Bill	$5,083 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0141390`

Property Details

APN / Parcel Number

Primary APN	`R0141390`
Alternative APNs	`NC29SUML6 3 30001` `141390`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,419 sqft Living Area
Gross Area	3,098 sqft
1st Floor Area	2,419 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	679 sqft
Porch	Porch
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	141390
Street Address	425 SUMMIT WAY
City	NORMAN
State	OK
Zip	73071-4159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT LAKES 6 LOT 30 BLOCK 3
Legal Range	02W
Legal Township	09
Legal Section	34
Legal Subdivision	SUMMIT LAKES 6
Legal Block	3
Legal Lot Number	30
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1013
Census Tract	201405

Owner

Source: Cleveland County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 SUMMIT WAY, NORMAN, OK 73071-4159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer LEGACY TITLE, LEGACY TITLE OF OKLAHOMA
Feb 8, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Feb 8, 2023	Agreement of Sale, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO
Feb 8, 2023	Guardian's Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO
Nov 22, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage BANCFIRST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Feb 8, 2023 · Amount on Record
Deed Document Number	202624710
Deed Book / Page	7009 / 1190
Prior Transfer Date	Dec 6, 2005
Prior Transfer Doc	0000057776
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Aug 17, 2026
Property Address	425 SUMMIT WAY, NORMAN, OK 73071-4159
Document Number	0000024710
Book / Page	7009 / 1190
Instrument Date	Aug 14, 2026
Instrument	202624710
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	LEGACY TITLE, LEGACY TITLE OF OKLAHOMA

Transaction

Amount	Amount Recorded
Tax	$59,236.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 8, 2023
Property Address	425 SUMMIT WAY, NORMAN, OK 73071-4159
Document Number	0R20233191
Book / Page	6518 / 648
Instrument Date	Feb 6, 2023
Instrument	R 2023 3191
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 SUMMIT WAY, NORMAN, OK 73071-4159

Mortgage

Document Number	0R20233192
Date	Feb 8, 2023
Instrument	R 2023 3192

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

February 2023: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	CLEVELAND OK
Recording Date	Feb 8, 2023
Property Address	425 SUMMIT WAY, NORMAN, OK 73071-4159
Document Number	0R20233189
Book / Page	6518 / 643
Instrument Date	Jan 23, 2023
Instrument	R 2023 3189
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2023: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	CLEVELAND OK
Recording Date	Feb 8, 2023
Property Address	425 SUMMIT WAY, NORMAN, OK 73071-4159
Document Number	0R20233190
Book / Page	6518 / 645
Instrument Date	Jan 6, 2023
Instrument	R 2023 3190
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Tax	$543.75
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Nov 22, 2022
Property Address	425 SUMMIT WAY, NORMAN, OK 73071-4159
Document Number	R202240907
Book / Page	6498 / 767
Instrument Date	Nov 22, 2022
Instrument	R 2022 40907
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5800 W MAIN ST, NORMAN, OK 73072-3801

Mortgage

Document Number	R202240930
Date	Nov 22, 2022
Instrument	R 2022 40930

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,083.00 (+50.3%) Homeowner's exemption	$43,360 (+48.71%) Land $6,486 Building $36,874	$361,335 (+12.19%) Land $54,050 Building $307,285
2023	$3,382.00 Homeowner's exemption	$29,157 Land $4,884 Building $24,273	$322,087 Land $53,957 Building $268,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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