425 Summit Dr, Richardson, TX 75081 Property Records

Dallas County property record for 425 Summit Dr, Richardson, TX 75081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,430 sqft · built 1967
Lot Size	0.234 acres (10,192 sqft)
Owner	Individual Name on Record
Last Sale	$669,655 (Feb 2024)
Tax Bill	$8,412 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`42-09350-016-018-0000`

Property Details

APN / Parcel Number

Primary APN	`42-09350-016-018-0000`
Alternative APN	`420935001601800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,192 sqft (0.234 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	420935001601800
Street Address	425 SUMMIT DR
City	RICHARDSON
State	TX
Zip	75081-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z272
Legal Description	HIGHLAND ESTATES 2 BLK P LOT 18 INT202400034605 DD02162024 CO-DC 0935001601800 3CR09350016
Legal Subdivision	HIGHLAND ESTATES 2
Legal Tract	9350
Legal Block	P
Legal Lot Number	18
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1003
Census Tract	19040

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 21, 2024	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 30, 2023	Warranty Deed, Transfer PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 1, 2017	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	202434605
Prior Transfer Date	Feb 26, 2021
Prior Transfer Doc	0000055006
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119

Mortgage

Document Number	0000226200
Date	Oct 27, 2025
Instrument	202500226200

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Feb 21, 2024
Property Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119
Document Number	0000034605
Map Reference	VOL 39 PG 29
Instrument Date	Feb 16, 2024
Instrument	202400034605
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119

Mortgage

Document Number	0000034606
Date	Feb 21, 2024
Instrument	202400034606

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Jun 30, 2023
Property Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119
Document Number	0000130104
Map Reference	VOL 39 PG 29
Instrument Date	Jun 28, 2023
Instrument	202300130104
Transaction Type	Transfer
Record Updated	Jul 13, 2023
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	341 96TH ST, STONE HARBOR, NJ 08247-1405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 RIVERSIDE DR # 5 # 100W # 5, 5#100W, IRVING, TX 75039-4316
Investor	Possibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000125557
Date	May 18, 2020
Instrument	202000125557

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Feb 26, 2021
Property Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119
Document Number	202100055006
Map Reference	VOL 39 PG 29
Instrument Date	Feb 26, 2021
Instrument	202100055006
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	NOT AVAILABLE, HST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 HIGHLAND PL, 32, RICHARDSON, TX 75081-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119

Mortgage

Document Number	202100055007
Date	Feb 26, 2021
Instrument	202100055007

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Nov 1, 2017
Property Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119
Document Number	201700308972
Map Reference	VOL39 PG29
Instrument Date	Oct 30, 2017
Instrument	201700308972
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SUMMIT DR, RICHARDSON, TX 75081-5119

Mortgage

Document Number	201700308973
Date	Nov 1, 2017
Instrument	201700308973

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,100 (-) Land $150,000 Building $357,100	$507,100 (-) Land $150,000 Building $357,100
2025	$8,412.00 (-23.92%) Homeowner's exemption	$507,100 (+33.28%) Land $150,000 Building $357,100	$507,100 (+33.28%) Land $150,000 Building $357,100
2024	$11,057.00 (+68.42%)
2023	$6,565.00 (-7.34%) Homeowner's exemption	$380,490 (-) Land $95,000 Building $285,490	$380,490 (-) Land $95,000 Building $285,490
2022	$7,085.00	$380,490 Land $95,000 Building $285,490	$380,490 Land $95,000 Building $285,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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