425 Summit Ave, Reading, PA 19607 Property Records

Berks County property record for 425 Summit Ave, Reading, PA 19607 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1920
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jun 2017)
Tax Bill	$1,128 (2026)
Deeds & Mortgages	May 2026 Line of Credit Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4396-20-92-7070`

Property Details

APN / Parcel Number

Primary APN	`4396-20-92-7070`
Alternative APNs	`39-4396-20-92-7070` `39455627` `455627`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Asbestos
Lot Area	4,792 sqft (0.11 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	204 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39455627
Street Address	425 SUMMIT AVE
City	READING
State	PA
Zip	19607-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FARVIEW
Legal Block	92
Legal Lot Number	689-6
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	1
Census Block	1008
Census Tract	11601

Owner

Source: Berks County records · APN 4396-20-92-7070

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 SUMMIT AVE, READING, PA 19607-1428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 08, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Jun 15, 2017	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Mar 10, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2017 · Amount on Record
Deed Sale	Jun 15, 2017 · Amount on Record
Prior Sale	Mar 10, 2017
Deed Document Number	201721561
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	May 08, 2026
Property Address	425 SUMMIT AVE, READING, PA 19607-1428
Document Number	0000014336
Instrument Date	May 01, 2026
Instrument	202614336
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SUMMIT AVE, READING, PA 19607-1428

Mortgage

Document Number	0000014336,
Date	May 08, 2026
Instrument	202614336

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 05, 2051

Interest

Rate	6.46%
Max Rate	-1%

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jun 15, 2017
Property Address	425 SUMMIT AVE, READING, PA 19607-1428
Document Number	0000021561
Map Reference	VOL 2 PG 41
Instrument Date	May 24, 2017
Instrument	2017021561
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SUMMIT AVE, READING, PA 19607-1428

Mortgage

Document Number	0000021562
Date	Jun 15, 2017
Instrument	2017021562

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2047

March 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	BERKS PA
Recording Date	Mar 10, 2017
Property Address	425 SUMMIT AVE, READING, PA 19607-1428
Document Number	0000008804
Instrument Date	Feb 15, 2017
Instrument	8804
Transaction Type	Foreclosure
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,121.79
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,128.00 (+11.35%) Homeowner's exemption	$56,800 (-) Land $24,400 Building $32,400	$24,400 (-) Land $24,400
2025	$1,013.00 (+12.18%) Homeowner's exemption	$56,800 (-) Land $24,400 Building $32,400	$24,400 (-57.04%) Land $24,400
2024	$903.00	$56,800 Land $24,400 Building $32,400
1994			$56,800 Land $24,400 Building $32,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of Pennsylvania
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 469 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Greenlight Networks Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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