425 Stratus Ln, Unit 3, Simi Valley, CA 93065 Property Records

Ventura County property record for 425 Stratus Ln, Unit 3, Simi Valley, CA 93065

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,558 sqft · built 2016
Owner	Individual Name on File
Last Sale	$585,000 (Apr 2021)
Tax Bill	$6,928 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`631-0-270-105`

Property Details

APN / Parcel Number

Primary APN	`631-0-270-105`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,558 sqft Living Area
1st Floor Area	560 sqft
2nd Floor Area	998 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	425 STRATUS LN, 3
City	SIMI VALLEY
State	CA
Zip	93065-3164
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	TRACT: 560000 LOT: 1 REF: 162MR 16 CONDO PLAN: 1A-RU10
Legal Subdivision	STRATUS
Legal Tract	560000
Legal Block	270
Legal Lot Number	1
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	3
Census Block	3000
Census Tract	7700

Owner

425 Stratus Ln, Unit 3 is owned and occupied by an individual who bought it in April 2021.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	425 STRATUS LN, 3, SIMI VALLEY, CA 93065-3164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 15, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 15, 2021	Grant Deed, Transfer · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Oct 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BAY VALLEY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2021 · Amount on File
Deed Sale	Apr 15, 2021 · Amount on File
Prior Sale	Jun 9, 2016 · Amount on File
Deed Document Number	202177419
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	0000077420
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	425 STRATUS LN UNIT 3, 3, SIMI VALLEY, CA 93065-3164
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 STRATUS LN 3, 3, SIMI VALLEY, CA 93065-3164

Mortgage

Document Number	0000107081
Date	Nov 3, 2022
Instrument	2022000107081

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Apr 15, 2021
Property Address	425 STRATUS LN UNIT 3, 3, SIMI VALLEY, CA 93065-3164
Document Number	0000077420
Map Reference	MB 162 PG 16-19
Instrument Date	Apr 1, 2021
Instrument	20210415-00077420
Transaction Type	Transfer
Record Updated	Sep 18, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 ARBOR CT, SIMI VALLEY, CA 93065-8238

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Apr 15, 2021
Property Address	425 STRATUS LN UNIT 3, 3, SIMI VALLEY, CA 93065-3164
Document Number	0000077419
Map Reference	MB 162 PG 16-19
Instrument Date	Feb 1, 2021
Instrument	20210415-00077419
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 STRATUS LN UNIT 3, 3, SIMI VALLEY, CA 93065-3164

Mortgage

Document Number	0000077421
Date	Apr 15, 2021
Instrument	20210415-00077421

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Oct 24, 2017
Property Address	425 STRATUS LN UNIT 3, 3, SIMI VALLEY, CA 93065-3164
Document Number	0000137990
Map Reference	MR162 PG16-19
Instrument Date	Oct 11, 2017
Instrument	20171024-00137990
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 STRATUS LN UNIT 3, 3, SIMI VALLEY, CA 93065-3164

Mortgage

Document Number	0000137991
Date	Oct 24, 2017
Instrument	20171024-00137991

Lender

Name	BAY VALLEY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 425 Stratus Ln, Unit 3 was $6,928 with a homeowner's exemption, up 1.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$645,886 (+2%) Land $419,552 Building $226,334
2025	$6,928.00 (+1.11%) Homeowner's exemption	$633,222 Land $411,325 Building $221,897
2024	$6,852.00 (+6.2%)
2023	$6,452.00 (-0.45%) Homeowner's exemption	$608,634 Land $395,352 Building $213,282
2022	$6,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 425 Stratus Ln, Unit 3 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	24 units insured incl. 20 condo units
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Stratus Ln, Unit 3 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rocket Broadband Fixed Wireless	450 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GigabitNow, T-Mobile.

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