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425 Steuben Ave, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 425 Steuben Ave, Forked River, NJ 08731 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,496 sqft · built 1972
Lot Size0.358 acres (15,581 sqft)
OwnerCompany Name on File
Last Sale$430,000 (Oct 2023)
Tax Bill$6,392 (2025)
Deeds & MortgagesJan 2026 Mortgage
Oct 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-01631-07-00006

Property Details

APN / Parcel Number

Primary APN13-01631-07-00006
Alternative APNs
  • 1301631000700006
  • 00116754

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,496 sqft Living Area
1st Floor Area1,496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area15,581 sqft (0.358 acres)
Garage TypeAttached
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number00116754
Street Address425 STEUBEN AVE
CityFORKED RIVER
StateNJ
Zip08731-1637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIRR
Legal SubdivisionCRANBERRY HILL SEC 05 FINAL MA
Legal Block1631
Legal Lot Number6
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2011
Census Tract732001

Owner

Source: Ocean County and Lacey Township records · APN 13-01631-07-00006

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address425 STEUBEN AVE, FORKED RIVER, NJ 08731-1637
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Oct 10, 2023Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Sep 07, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Sep 07, 2017Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Prior SaleDec 03, 2002 · Amount on Record
Deed Document Number202376177
Deed Book / Page19507 / 553
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address425 STEUBEN AVE, FORKED RIVER, NJ 08731-1637
Transaction TypeMortgage
Record UpdatedFeb 17, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 STEUBEN AVE, FORKED RIVER, NJ 08731-1637

Mortgage

Document Number0202691443
DateJan 29, 2026
Book Page20269/1443
Instrument2026007548
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term237 Months
DueOct 01, 2045

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateOct 10, 2023
Property Address425 STEUBEN AVE, FORKED RIVER, NJ 08731-1637
Document Number0195070553
Book / Page19507 / 553
Instrument DateOct 05, 2023
Instrument2023076177
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanySURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,624.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address41 KLAPPERTHAL RD, READING, PA 19606-9504

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address425 STEUBEN AVE, FORKED RIVER, NJ 08731-1637

Mortgage

Document Number2023076178
DateOct 10, 2023
Instrument2023076178
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address425 STEUBEN AVE, FORKED RIVER, NJ 08731-1637
Document Number0168820816
Instrument DateSep 07, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 STEUBEN AVE FORKED RIVER NJ 087311637, FORKED RIVER, NJ 08731-1637

Mortgage

Document Number0168820816
DateSep 26, 2017
Book Page016882/000816
Instrument100691
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2047

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOCEAN NJ
Property Address425 STEUBEN AVE, FORKED RIVER, NJ 08731-1637
Document Number0169001609
Instrument DateSep 07, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 STEUBEN AVE FORKED RIVER NJ 087311637, FORKED RIVER, NJ 08731-1637

Mortgage

Document Number0169001609
DateOct 12, 2017
Book Page016900/001609
Instrument107173
Lender
NameWELLS FARGO BK
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Ocean County and Lacey Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$233,700 (-) Land $109,000 Building $124,700$233,700 (-) Land $109,000 Building $124,700
2025$6,392.00 (+7.95%)$233,700 (-) Land $109,000 Building $124,700$233,700 (-) Land $109,000 Building $124,700
2024$5,921.00 (+11.97%)
2023$233,700 (-) Land $109,000 Building $124,700$233,700 (-) Land $109,000 Building $124,700
2022$5,288.00$233,700 Land $109,000 Building $124,700$233,700 Land $109,000 Building $124,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297320012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2006, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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