425 Spring St, Clinton, TN 37716 Property Records

Anderson County property record for 425 Spring St, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,214 sqft · built 1939
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Apr 2021)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001074B A 02900`

Property Details

APN / Parcel Number

Primary APN	`001074B A 02900`
Alternative APNs	`11074B A 074B 029.00 000` `074B A 02900`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1995
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	High
Garage Type	Unfinished
Garage Area	168 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	368 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	11074B A 074B 029.00 000
Street Address	425 SPRING ST
City	CLINTON
State	TN
Zip	37716-2512
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 11; SUBDIVISION: RE SUB
Legal Subdivision	RE SUB
Jurisdiction	ANDERSON TN
Township / Civil Division	2
Census Block Group	1
Census Block	1011
Census Tract	21201

Owner

425 Spring St is owned and occupied by an individual who bought it in April 2021.

Source: Anderson County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	425 SPRING ST, CLINTON, TN 37716-2512
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Apr 19, 2021	Warranty Deed, Transfer · FHA Mortgage COUNTYBANK
Nov 4, 2020	Warranty Deed, Transfer · Line of Credit FIRST CENTURY BANK
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit ORNL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on File
Deed Sale	Apr 19, 2021 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	21004310
Deed Book / Page	1755 / 319
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	425 SPRING ST, CLINTON, TN 37716-2512
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018731186
Date	Sep 26, 2025
Book Page	1873/1186
Instrument	25011265

Lender

Name	COMMUNITY BANK
Type	Bank
Address	CLINTON, TN 37716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Apr 19, 2021
Property Address	425 SPRING ST, CLINTON, TN 37716-2512
Document Number	0017550319
Book / Page	1755 / 319
Map Reference	CAB 6 SL 16333-B
Instrument Date	Apr 14, 2021
Instrument	21004310
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$469.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SPRING ST, CLINTON, TN 37716-2512

Mortgage

Document Number	0021004311
Date	Apr 19, 2021
Instrument	21004311

Lender

Name	COUNTYBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Nov 4, 2020
Property Address	425 SPRING ST, CLINTON, TN 37716-2512
Document Number	0017400921
Book / Page	1740 / 921
Map Reference	CAB 6 SL 163-B
Instrument Date	Oct 30, 2020
Instrument	20011043
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	RUDY TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$333.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 BOYDS BRIDGE PIKE, KNOXVILLE, TN 37914-6227
Investor	Possibly a Property Investor

Mortgage

Document Number	17400923
Date	Nov 4, 2020
Book Page	1740/923
Instrument	20011044

Lender

Name	FIRST CENTURY BANK
Type	Bank
Address	TAZEWELL, TN 37879

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 31, 2040

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	425 SPRING ST, CLINTON, TN 37716-2512
Document Number	17161730
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SPRING ST CLINTON TN 377162512, CLINTON, TN 37716-2512

Mortgage

Document Number	17161730
Date	Jan 3, 2020
Book Page	001716/001730
Instrument	81

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831-0365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 2, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Municipality	Clinton City
Elementary School District	Clinton City School District (PK - 06)
Secondary School District	Anderson County School District in Clinton (07 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$48,500 Land $7,500 Building $41,000	$194,000 Land $30,000 Building $164,000
2023	$27,350 Land $4,300 Building $23,050
2020		$109,400 Land $17,200 Building $92,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Spring St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Spring St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON UTILITIES BOARD serves 18,772 people · EPA ID TN0000120
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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