Livingston County property record for 425 Spencer Rd, Brighton, MI 48116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,601 sqft · built 1955 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,000 (Sep 2015) |
| Tax Bill | $4,914 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-31-104-021 |
| Primary APN | 18-31-104-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,601 sqft Living Area |
| 1st Floor Area | 1,601 sqft |
| Basement Area | 685 sqft |
| Finished Basement | 685 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 165 ft deep x 132 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 506 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 425 SPENCER RD |
|---|---|
| City | BRIGHTON |
| State | MI |
| Zip | 48116-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 31 T2N R6E NOBLE'S PLAT, SEC 1 LOTS 76 & 77 |
| Legal Range | 06E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | NOBLES PLAT |
| Legal Tract | 741600 |
| Legal Lot Number | 76-77 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 741601 |
Source: Livingston County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 SPENCER RD, BRIGHTON, MI 48116-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jun 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI STATE BK |
| Apr 21, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 26, 2018 | Deed of Trust, Mortgage · Line of Credit STATE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2015 · Amount on Record |
| Deed Sale | Sep 14, 2015 · Amount on Record |
| Deed Document Number | 201528987 |
| Last Transfer Date | Aug 9, 2021 |
| Transfer Doc | 2021R034383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Aug 17, 2021 |
| Property Address | 425 SPENCER RD, BRIGHTON, MI 48116-1529 |
| Document Number | 2021R034383 |
| Map Reference | LB 1 PG 15 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021R-034383 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Title Company | ELEVATED TITLE LLC, ELEVATED TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 SPENCER RD, BRIGHTON, MI 48116-1529 |
| Document Number | 2021R034384 |
|---|---|
| Date | Aug 17, 2021 |
| Instrument | 2021R-034384 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 425 SPENCER RD, BRIGHTON, MI 48116-1529 |
| Document Number | 0000021543 |
| Instrument Date | Jun 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 425 SPENCER RD BRIGHTON MI 481161529, BRIGHTON, MI 48116-1529 |
| Document Number | 0000021543 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 21543 |
| Name | STATE BK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 6, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Recording Date | Apr 21, 2020 |
| Property Address | 425 SPENCER RD, BRIGHTON, MI 48116-1529 |
| Document Number | 0000012376 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 12376 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 425 SPENCER RD BRIGHTON MI 481161529, BRIGHTON, MI 48116-1529 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 425 SPENCER RD, BRIGHTON, MI 48116-1529 |
| Document Number | 0000032084 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 425 SPENCER RD BRIGHTON MI 481161529, BRIGHTON, MI 48116-1529 |
| Document Number | 0000032084 |
|---|---|
| Date | Dec 4, 2018 |
| Instrument | 32084 |
| Name | STATE BK |
|---|---|
| Type | Bank |
| Address | FENTON, MI 48430-0725 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| Municipality | Brighton City |
| Unified School District | Brighton Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,300 (+4.47%) | $392,600 (+4.47%) | |
| 2025 | $4,914.00 (+24.12%) Homeowner's exemption | $187,900 (+21.54%) | $375,800 (+21.54%) |
| 2023 | $154,600 | ||
| 2021 | $3,959.00 | $309,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BRIGHTON serves 10,210 people · EPA ID MI0000860 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.35 mg/L (2022) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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