425 Simpson St, Florence, AL 35630 Property Records

Lauderdale County property record for 425 Simpson St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,419 sqft · built 1960
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$131,500 (Sep 2021)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-02-03-4-004-030-000`

Property Details

APN / Parcel Number

Primary APN	`24-02-03-4-004-030-000`
Alternative APNs	`100722` `52560`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
1st Floor Area	1,419 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	192 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	100722
Street Address	425 SIMPSON ST
City	FLORENCE
State	AL
Zip	35630-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	50 X 192 CITY OF FLORENCE BLK 435 LOT 7 .22 AC/C SEC 03 T3S R11W PB PB 1 PG 136
Legal Range	11W
Legal Township	03S
Legal Section	03
Legal Subdivision	CITY OF FLORENCE BLOCK 0435
Legal Block	435
Legal Lot Number	7
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2005
Census Tract	10600

Owner

425 Simpson St is owned by an individual who bought it in September 2021.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	1645 LESSMAN ST SW, CULLMAN, AL 35055-1204
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK OF THE SOUTH
Feb 7, 2020	Warranty Deed, Transfer
May 28, 2019	Warranty Deed, Transfer
Jan 30, 2019	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Feb 7, 2020 · Amount on File
Deed Document Number	0202156685
Deed Book / Page	2021 / 56685
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Sep 10, 2021
Property Address	425 SIMPSON ST, FLORENCE, AL 35630-2345
Document Number	2021/56685
Book / Page	2021 / 56685
Map Reference	MB 1 PG 136
Instrument Date	Sep 9, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 SAVANNAH DR, FLORENCE, AL 35633-0958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1645 LESSMAN ST SW, CULLMAN, AL 35055-1204

Mortgage

Document Number	202156687202156687
Date	Sep 10, 2021
Instrument	2021/56687202156687

Lender

Name	PREMIER BANK OF THE SOUTH

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Feb 7, 2020
Property Address	425 SIMPSON ST, FLORENCE, AL 35630-2345
Document Number	02020/5022
Book / Page	2020 / 5022
Instrument Date	Feb 7, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 ROSE ST, ROGERSVILLE, AL 35652-7702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SIMPSON ST, FLORENCE, AL 35630-2345

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 28, 2019
Property Address	425 SIMPSON ST, FLORENCE, AL 35630-2345
Document Number	2019/21268
Book / Page	2019 / 21268
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 ROSE ST, ROGERSVILLE, AL 35652-7702

January 2019: Foreclosure

Document Type	Foreclosure
Jurisdiction	LAUDERDALE AL
Recording Date	Jan 30, 2019
Property Address	425 SIMPSON ST, FLORENCE, AL 35630-2345
Document Number	02019/3347
Book / Page	2019 / 3347
Instrument Date	Jan 3, 2019
Transaction Type	Foreclosure
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 E ELLIOT RD # 94, 94, TEMPE, AZ 85284-1806

Tax Assessment & Valuation

The 2025 property tax bill for 425 Simpson St was $1,290, up 7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00 (+6.97%)	$26,340 (+6.99%)	$132,700 (+7.8%) Land $6,700 Building $126,000
2024	$1,206.00 (+11.87%)	$24,620 (+2,362%) Land $1,100 Building $23,520	$123,100 (+11.91%) Land $5,500 Building $117,600
2023	$1,078.00 (+17.05%)	$1,000 (-94.68%) Land $1,000	$110,000 (+17.02%) Land $5,000 Building $105,000
2022	$921.00	$18,800	$94,000 Land $5,400 Building $88,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Simpson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Simpson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Simpson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures