425-435 SHEPARD DR ELGIN IL 601237011, ELGIN, IL 60123-7011
Mortgage
Document Number
0000059995
Date
Dec 11, 2019
Instrument
59995
Lender
Name
SOMERCOR 504
Address
CHICAGO, IL 60605
Agreement
Amount
Amount on Record
October 2019: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
KANE IL
Property Address
425 SHEPARD DR # 35, 35, ELGIN, IL 60123-7011
Document Number
0000059998
Instrument Date
Oct 29, 2019
Transaction Type
Mortgage
Record Updated
Dec 23, 2019
Title Company
PREMIER TITLE COMPANY, PREMIER TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
425-435 SHEPARD DR ELGIN IL 601237011, ELGIN, IL 60123-7011
Mortgage
Document Number
0000059998
Date
Dec 11, 2019
Instrument
59998
Lender
Name
CRYSTAL LAKE BK&TR
Type
Bank
Address
CRYSTAL LAKE, IL 60014
Agreement
Amount
Amount on Record
Term
120 Months
Due
Dec 10, 2029
November 2017: Grant Deed, Foreclosure
Document Type
Grant Deed
Jurisdiction
KANE IL
Recording Date
Nov 14, 2017
Property Address
425 SHEPARD DR # 35, 35, ELGIN, IL 60123-7011
Document Number
0000059712
Instrument Date
Oct 17, 2017
Instrument
59712
Transaction Type
Foreclosure
Record Updated
Dec 1, 2017
Title Company
CHICAGO TITLE COMPANY
Transaction
Amount
Amount on Record
Tax
$489.00
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
500 N DEARBORN ST #2ND CHICAGO IL 606543300, 2ND, CHICAGO, IL 60654-3300
Mortgage
Document Number
59713
Date
Nov 14, 2017
Instrument
59713
Lender
Name
CRYSTAL LAKE BK&TR
Type
Bank
Address
CRYSTAL LAKE, IL 60014
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
Mortgage
Document Number
59715,
Date
Nov 14, 2017
Instrument
59715
Lender
Name
CRYSTAL LAKE BK&TR
Type
Bank
Address
CRYSTAL LAKE, IL 60014
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
March 2017: Quit Claim Deed
Document Type
Quit Claim Deed
Jurisdiction
KANE IL
Recording Date
Mar 8, 2017
Property Address
425 SHEPARD DR # 35, 35, ELGIN, IL 60123-7011
Document Number
0000012260
Instrument Date
Nov 1, 2016
Instrument
12260
Record Updated
May 3, 2017
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Corporate Trust
Address
29 S LA SALLE ST #415 CHICAGO IL 606031545, 415, CHICAGO, IL 60603-1545
January 2017: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
KANE IL
Recording Date
Jan 17, 2017
Property Address
425 SHEPARD DR # 35, 35, ELGIN, IL 60123-7011
Document Number
0000002856
Instrument Date
Oct 23, 2016
Instrument
2856
Transaction Type
Transfer
Record Updated
May 2, 2017
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Corporate Trust
Address
29 S LA SALLE ST #415 CHICAGO IL 606031545, 415, CHICAGO, IL 60603-1545
Tax Assessment & Valuation
The 2025 property tax bill for 425 Shepard Dr, #35 was $17,294.
Source: Kane County assessment roll, as of July 23, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Kane County
County Subdivision
Elgin Township
Municipality
Elgin City
Unified School District
School District U-46 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$17,294.00
$226,697 (+8.57%)Land $66,215Building $160,482
$680,363 (+8.57%)Land $198,724Building $481,639
2024
$208,802Land $60,988Building $147,814
$626,657Land $183,037Building $443,619
2022
$14,914.00 (+3.95%)
$172,004 (+6.96%)Land $50,240Building $121,764
$516,012 (+6.96%)Land $150,720Building $365,292
2021
$14,347.00
$160,812Land $46,971Building $113,841
$482,436Land $140,913Building $341,523
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 425 Shepard Dr, #35 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 425 Shepard Dr, #35 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ELGIN serves 114,797 people · EPA ID IL0894380
Water Source
Surface water
Last State Inspection
Aug 2025
Lead
19 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
8 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Verizon Fixed Wireless
300 / 20
AT&T Fixed Wireless
100 / 20
May also be available: Astound Broadband, T-Mobile.