425 Shadow Rdg Dr, Jackson, TN 38305 Property Records

Madison County property record for 425 Shadow Rdg Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,196 sqft · built 1988
Lot Size	1.3 acres (57,120 sqft)
Owner	Owner Name on Record
Last Sale	$160,000 (Dec 1993)
Tax Bill	$3,123 (2022)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057045F A 01100`

Property Details

APN / Parcel Number

Primary APN	`057045F A 01100`
Alternative APN	`045F A 01100`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,196 sqft Living Area
1st Floor Area	2,096 sqft
Upper Floors Area	440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,120 sqft (1.3 acres)
Lot Dimensions	210 ft deep x 272 ft wide
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	120 sqft
Deck Area	264 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	425 SHADOW RIDGE DR
City	JACKSON
State	TN
Zip	38305-8521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 ANNEXED 4/2011, COUNTY AREA: D28
Legal Subdivision	CHERRY HILL PLACE
Legal Block	1
Legal Lot Number	121
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	425 SHADOW RIDGE DR, JACKSON, TN 38305-8521
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage PATRIOT EQUITY CU
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit PATRIOT EQUITY CU
Feb 26, 2018	Deed of Trust, Mortgage · Conventional with PMI PATRIOT EQUITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 1993 · Amount on Record
Deed Sale	Dec 16, 1993 · Amount on Record
Deed Document Number	0000537883
Deed Book / Page	537 / 883
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	425 SHADOW RIDGE DR, JACKSON, TN 38305-8521
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2180/1995
Date	Dec 6, 2021
Book Page	T2180/1995
Instrument	21017336

Lender

Name	PATRIOT EQUITY CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 10, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	425 SHADOW RIDGE DR, JACKSON, TN 38305-8521
Document Number	0000008400
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SHADOW RIDGE DR JACKSON TN 383058521, JACKSON, TN 38305-8521

Mortgage

Document Number	0000008400
Date	Jul 10, 2020
Book Page	0T2128/000259
Instrument	8400

Lender

Name	PATRIOT EQUITY CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 9, 2035

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	425 SHADOW RIDGE DR, JACKSON, TN 38305-8521
Document Number	0000002942
Instrument Date	Feb 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 SHADOW RIDGE DR JACKSON TN 383058521, JACKSON, TN 38305-8521

Mortgage

Document Number	0000002942
Date	Mar 22, 2018
Book Page	0T2066/001243
Instrument	2942

Lender

Name	PATRIOT EQUITY CU
Type	Credit Union
Address	JACKSON, TN

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 21, 2038

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$89,625 (-) Land $15,000 Building $74,625
2023		$89,625 Land $15,000 Building $74,625
2022	$3,123.00		$358,500 Land $60,000 Building $298,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
EPlus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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