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425 Scott St, Commerce, GA 30529 Property Records

Jackson County property record for 425 Scott St, Commerce, GA 30529 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,800 sqft · built 1945
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on File
Last Sale$282,000 (Jan 2023)
Tax Bill$2,821 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Feb 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNC12 024

Property Details

APN / Parcel Number

Primary APNC12 024
Alternative APN
  • 8951

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,800 sqft Heated Area
1st Floor Area1,035 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1980
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area46,174 sqft (1.06 acres)
Lot Dimensions311 ft deep x 33 ft wide
Garage TypeCarport
Garage Area168 sqft
CarportCarport
Carport Area168 sqft
PorchSlab
Porch Area87 sqft
Utility Building384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8951
Street Address425 SCOTT ST
CityCOMMERCE
StateGA
Zip30529-3111
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 COLEMAN EST SUBD//PB 44 PG 78
Legal SubdivisionCOLEMAN EST
Legal Lot Number16
JurisdictionJACKSON GA
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2011
Census Tract10400

Owner

Source: Jackson County records · APN C12 024

Assessment roll updated February 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 SCOTT ST, COMMERCE, GA 30529-3111
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2023Warranty Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Feb 02, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCE
Oct 20, 2020Grant Deed, Transfer · Conventional with PMI
AMERICAN FIN'L NTWK INC
Aug 06, 2019Loan Modification, Mortgage · Conventional Mortgage
UNITED CMNTY BK
Aug 02, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2023 · Amount on Record
Deed SaleJan 30, 2023 · Amount on Record
Prior SaleSep 29, 2020 · Amount on Record
Deed Document Number2023329
Deed Book / Page105F / 594
Prior Transfer DateAug 02, 2019
Prior Transfer Doc00085N0605
Record UpdatedJun 08, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateJan 27, 2023
Property Address425 SCOTT ST, COMMERCE, GA 30529-3111
Document Number00105F0594
Book / Page105F / 594
Instrument DateJan 27, 2023
Instrument2023-000329
Transaction TypeTransfer
Record UpdatedMar 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 SCOTT ST, COMMERCE, GA 30529-3111

Mortgage

Document Number000105F596
DateJan 27, 2023
Instrument105F/596
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2053

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address425 SCOTT ST, COMMERCE, GA 30529-3111
Transaction TypeMortgage
Record UpdatedMar 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 SCOTT ST, COMMERCE, GA 30529-3111

Mortgage

Document Number00100R0000000262
DateFeb 02, 2022
Book Page000000100R/0000000262
Lender
NameAMERICAN FINANCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateOct 20, 2020
Property Address425 SCOTT ST, COMMERCE, GA 30529-3111
Document Number00092C0161
Book / Page00092C / 000161
Instrument DateSep 29, 2020
Transaction TypeTransfer
Record UpdatedNov 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$199.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 SCOTT ST COMMERCE GA 305293111, COMMERCE, GA 30529-3111

Mortgage

Document Number92C0166
DateOct 20, 2020
Book Page00092C/000166
Lender
NameAMERICAN FIN'L NTWK INC
AddressBREA, CA 92821
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 19, 2050

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON GA
Property Address425 SCOTT ST, COMMERCE, GA 30529-3111
Document Number00085Z0248
Instrument DateAug 06, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address8403 JEFFERSON RD COMMERCE GA 305292113, COMMERCE, GA 30529-2113

Mortgage

Document Number00085Z0248
DateSep 05, 2019
Book Page00085Z/000248
Lender
NameUNITED CMNTY BK
TypeBank
AddressCOMMERCE, GA 30529
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 04, 2044

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJACKSON GA
Recording DateAug 02, 2019
Property Address425 SCOTT ST, COMMERCE, GA 30529-3111
Document Number00085N0605
Book / Page00085N / 000605
Instrument DateAug 02, 2019
Transaction TypeTransfer
Record UpdatedAug 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 SCOTT ST COMMERCE GA 305293111, COMMERCE, GA 30529-3111

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
MunicipalityCommerce City
Unified School DistrictCommerce City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,821.00 (-3.29%)$105,668 (-) Land $21,600 Building $84,068$264,170 (-) Land $54,000 Building $210,170
2024$2,917.00 (+25.09%)$105,668 (+9.81%) Land $21,600 Building $84,068$264,170 (+9.81%) Land $54,000 Building $210,170
2023$2,332.00 (+22.16%) Homeowner's exemption$96,228 (+61.49%) Land $21,600 Building $74,628$240,570 (+61.49%) Land $54,000 Building $186,570
2022$1,909.00 Homeowner's exemption$59,588 Building $59,588$148,970 Building $148,970

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (13157C), updated March 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 10% of Georgia
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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