425 School St, Hazard, KY 41701 Property Records

Perry County property record for 425 School St, Hazard, KY 41701

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · built 1950
Lot Size	0.21 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Nov 2020)
Tax Bill	$1,644 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-14 13 004.00`

Property Details

APN / Parcel Number

Primary APN	`101-14 13 004.00`
Alternative APN	`33515`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Lot Area	9,000 sqft (0.21 acres)
Lot Dimensions	90 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport

Location & Zoning

Account Number	33515
Street Address	425 SCHOOL ST
City	HAZARD
State	KY
Zip	41701-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 412 PG 119 11-17-2020
Legal Subdivision	N P NAPIER SUBDIVISION
Jurisdiction	PERRY KY
Township / Civil Division	HAZARD
Census Block Group	1
Census Block	1031
Census Tract	970602

Owner

Source: Perry County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 SCHOOL ST, HAZARD, KY 41701-1163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Deed Book / Page	412 / 119
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERRY KY
Recording Date	Nov 17, 2020
Property Address	425 SCHOOL ST, HAZARD, KY 41701-1163
Document Number	000412/119
Book / Page	412 / 119
Map Reference	MB 3 PG 586
Instrument Date	Oct 23, 2020
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	ACCURATE EQUITY GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 CLEARVIEW DR, 191, HOPKINS, SC 29061-9211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	425 SCHOOL ST, HAZARD, KY 41701-1163

Mortgage

Document Number	0000460309
Date	Nov 17, 2020
Instrument	460/309

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Perry County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Perry County
Municipality	Hazard City
Unified School District	Hazard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (-)	$145,000 (-)
2025		$145,000 (-)	$145,000 (-)
2023	$1,644.00	$145,000 Land $15,000 Building $130,000	$145,000 Land $15,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (2020–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARD WATER DEPARTMENT serves 26,730 people · EPA ID KY0970184
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Thacker-Grigsby Telephone Cable	1,000 / 20