425 Santa Mesa Dr, San Jose, CA 95123 Property Records

Santa Clara County property record for 425 Santa Mesa Dr, San Jose, CA 95123

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,509 sqft · built 1966
Lot Size	0.153 acres (6,656 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Apr 2020)
Tax Bill	$21,998 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone D (undetermined)
APN	`689-40-007`

Property Details

APN / Parcel Number

Primary APN	`689-40-007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,509 sqft Living Area
1st Floor Area	1,427 sqft
2nd Floor Area	1,082 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,656 sqft (0.153 acres)
Lot Dimensions	104 ft deep x 64 ft wide
Garage Area	443 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	425 SANTA MESA DR
City	SAN JOSE
State	CA
Zip	95123-4237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 4096 BOOK 205 PAGE 15 LOT 127
Legal Subdivision	TRACT NO 4096
Legal Tract	4096
Legal Lot Number	127
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1007
Census Tract	512037

Owner

425 Santa Mesa Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 SANTA MESA DR, SAN JOSE, CA 95123-4237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 5, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Apr 29, 2020	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2020 · Amount on File
Deed Sale	Apr 29, 2020 · Amount on File
Prior Sale	Jan 22, 1999 · Amount on File
Deed Document Number	202024466628
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	425 SANTA MESA DR, SAN JOSE, CA 95123-4237
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SANTA MESA DR, SAN JOSE, CA 95123-4237

Mortgage

Document Number	0025368245
Date	Sep 6, 2022
Instrument	25368245

Lender

Name	PNC BANK NA
Type	Bank
Address	CINCINNATI, OH 45201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Aug 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	425 SANTA MESA DR, SAN JOSE, CA 95123-4237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023689972
Date	Jul 5, 2017
Instrument	23689972

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	419 Months
Due	Jun 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 29, 2020
Property Address	425 SANTA MESA DR, SAN JOSE, CA 95123-4237
Document Number	0024466628
Instrument Date	Apr 16, 2020
Instrument	24466628
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,595.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	425 SANTA MESA DR SAN JOSE CA 951234237, SAN JOSE, CA 95123-4237

Mortgage

Document Number	24466629
Date	Apr 29, 2020
Instrument	24466629

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 425 Santa Mesa Dr was $21,998.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,617,497 (+2%) Land $1,260,533 Building $356,964
2025	$21,998.00	$1,585,782 Land $1,235,817 Building $349,965
2023	$21,254.00 (+0.74%)	$1,524,206 Land $1,187,830 Building $336,376
2022	$21,097.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 425 Santa Mesa Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Santa Mesa Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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