425 Sand Ridge Rd, New Bern, NC 28560 Property Records

Craven County property record for 425 Sand Ridge Rd, New Bern, NC 28560

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 1,846 sqft · built 2019
Lot Size	0.809 acres (35,225 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Apr 2026)
Tax Bill	$1,872 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2021 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`2-040-160`

Property Details

APN / Parcel Number

Primary APN	`2-040-160`
Alternative APN	`7437275`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,846 sqft Living Area
1st Floor Area	1,104 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,225 sqft (0.809 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	7437275
Street Address	425 SAND RIDGE RD
City	NEW BERN
State	NC
Zip	28560-9684
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 3 OAK RIDGE ACRES SCT 3
Legal Subdivision	OAK RIDGE ACRES
Legal Lot Number	3
Jurisdiction	CRAVEN NC
Township / Civil Division	2
Census Block Group	3
Census Block	3012
Census Tract	960102

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage COASTAL BANK & TRUST
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FLIGHT FCU
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage MARINE FEDERAL CREDIT UNION
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage MARINE FEDERAL CREDIT UNION
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FLIGHT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jan 21, 2004
Deed Document Number	202610155406
Deed Book / Page	3878 / 171
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684

Mortgage

Document Number	03782/1551
Date	Nov 27, 2023
Book Page	3782/1551
Instrument	10119983

Lender

Name	COASTAL BANK & TRUST
Type	Bank
Address	MOREHEAD CITY, NC 28557

Agreement

Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684

Mortgage

Document Number	003697/556
Date	Oct 28, 2021
Book Page	3697/556
Instrument	10085897

Lender

Name	FIRST FLIGHT FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 27, 2026
Property Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684
Document Number	0010155406
Book / Page	3878 / 171
Instrument Date	Apr 20, 2026
Instrument	2026.10155406
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684

Mortgage

Document Number	0010155407,
Date	Apr 27, 2026
Instrument	2026..10155407

Lender

Name	MARINE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 27, 2026
Property Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684
Document Number	003878/171
Book / Page	3878 / 171
Instrument Date	Apr 20, 2026
Instrument	202610155406
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,770.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684

Mortgage

Document Number	0010155407,
Date	Apr 27, 2026
Instrument	202610155407

Lender

Name	MARINE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 SAND RIDGE RD, NEW BERN, NC 28560-9684

Mortgage

Document Number	3697/556
Date	Oct 28, 2021
Book Page	3697/556
Instrument	10085897

Lender

Name	FIRST FLIGHT FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,872.00	$363,850 (-) Land $18,000 Building $345,850	$363,850 (-) Land $18,000 Building $345,850
2025	$1,872.00 (+0.65%)	$363,850 (-) Land $18,000 Building $345,850	$363,850 (-) Land $18,000 Building $345,850
2023	$1,860.00 (+2.14%)	$363,850 (+29.12%) Land $18,000 Building $345,850	$363,850 (+29.12%) Land $18,000 Building $345,850
2022	$1,821.00	$281,790 Land $18,000 Building $263,790
2018			$281,790 Land $18,000 Building $263,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 119 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	216 (1987–2022)
Claims Outside the SFHA	7 of 216
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 84 claims Hurricane Irene, Aug 2011 · 36 claims Hurricane Fran, Oct 1996 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST CRAVEN SANITARY DISTRICT serves 6,325 people · EPA ID NC0425040
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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