425 S Z St, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 425 S Z St, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,570 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jan 2018)
Tax Bill	$5,758 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093-510-047`

Property Details

APN / Parcel Number

Primary APN	`093-510-047`
Alternative APN	`09351047`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,570 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	425 S Z ST
City	LOMPOC
State	CA
Zip	93436-6342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LOM-511
Legal Lot Number	47
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	3
Census Block	3014
Census Tract	3102

Owner

425 S Z St is owned and occupied by an individual who bought it in January 2018.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	425 S Z ST, LOMPOC, CA 93436-6342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGEONE INC
Oct 21, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jan 31, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 31, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2018 · Amount on File
Deed Sale	Jan 31, 2018 · Amount on File
Prior Sale	Jul 29, 2005 · Amount on File
Deed Document Number	20184193
Prior Transfer Date	Jan 2, 2018
Prior Transfer Doc	0000004192
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	425 S Z ST, LOMPOC, CA 93436-6342
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S Z ST, LOMPOC, CA 93436-6342

Mortgage

Document Number	0000049337
Date	Sep 14, 2020
Instrument	2020-0049337

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company
Address	CARLSBAD, CA 92008

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	425 S Z ST, LOMPOC, CA 93436-6342
Document Number	0000049366
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S Z ST LOMPOC CA 934366342, LOMPOC, CA 93436-6342

Mortgage

Document Number	0000049366
Date	Oct 29, 2019
Instrument	49366

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 31, 2018
Property Address	425 S Z ST, LOMPOC, CA 93436-6342
Document Number	0000004193
Instrument Date	Dec 28, 2017
Instrument	4193
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S Z ST LOMPOC CA 934366342, LOMPOC, CA 93436-6342

Mortgage

Document Number	4194
Date	Jan 31, 2018
Instrument	4194

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA BARBARA CA
Recording Date	Jan 31, 2018
Property Address	425 S Z ST, LOMPOC, CA 93436-6342
Document Number	0000004192
Instrument Date	Dec 27, 2017
Instrument	4192
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 N E ST LOMPOC CA 934365309, LOMPOC, CA 93436-5309

Tax Assessment & Valuation

The 2025 property tax bill for 425 S Z St was $5,758.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Lompoc City
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$510,653 (+2%) Land $139,267 Building $371,386
2025	$5,758.00	$500,641 Land $136,537 Building $364,104
2023	$5,423.00 (+1.29%)	$481,202 Land $131,236 Building $349,966
2022	$5,354.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 425 S Z St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 S Z St is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOMPOC-CITY WATER UTILITY DIV serves 40,538 people · EPA ID CA4210006
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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