425 S Seven Points Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 425 S Seven Points Dr, Tool, TX 75143

Property Summary

Property TypeCommercial
Details37,500 sqft
Lot Size7.69 acres (335,412 sqft)
Owner2 Individual Names on File
Deeds & MortgagesFeb 2019 Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0503-0130-0000-50

Property Details

APN / Parcel Number

Primary APN0503-0130-0000-50
Alternative APNs
  • 0503-0130-0000-59
  • C000000590
  • 1597

Interior

Building Area37,500 sqft Total Area

Exterior

Lot Area335,412 sqft (7.69 acres)

Location & Zoning

Account NumberC000000590
Old Parcel Number0503.0130.0000.50
Street Address425 S SEVEN POINTS DR
CityTOOL
StateTX
Zip75143-1911
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionAB 503 D MUCKLEROY SUR, TR 13
Legal SubdivisionAB 0503 D MUCKLEROY SUR
Legal Tract13
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group2
Census Block2027
Census Tract950700

Owner

425 S Seven Points Dr, a commercial property, is owned by two individuals.

Source: Henderson County records, as of February 28, 2024

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 43117, KEMP, TX 75143-8501
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 4, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE BANK
Jan 18, 2019Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 7, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address425 S SEVEN POINTS DR, TOOL, TX 75143-1911
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanyNOT AVAILABLE, COLONIAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900001416
DateFeb 4, 2019
Instrument2019-00001416
Lender
NameFIRST STATE BANK
TypeBank
AddressMABANK, TX 75147
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address425 S SEVEN POINTS DR, TOOL, TX 75143-1911
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanyNOT AVAILABLE, COLONIAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900000837
DateJan 18, 2019
Instrument2019-00000837
Lender
NameFIRST STATE BANK
TypeBank
AddressATHENS, TX 75751
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalitySeven Points City
Unified School DistrictMabank Independent School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$401,897 (+7.75%) Land $131,970 Building $269,927$401,897 (+7.75%) Land $131,970 Building $269,927
2022$372,980 Land $131,970 Building $241,010$372,980 Land $131,970 Building $241,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 S Seven Points Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimJan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 S Seven Points Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 61% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Nextlink
Fixed Wireless
200 / 50

May also be available: Conquest Wireless.

Nearby Properties on S Seven Points Dr

Nearby Streets

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