425 S Pine St, Richmond, VA 23220 Property Records

Richmond City property record for 425 S Pine St, Richmond, VA 23220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,788 sqft · built 1890
Lot Size0.061 acres (2,657 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Oct 2020)
Tax Bill$5,436 (2026)
Deeds & MortgagesJul 2021 Mortgage
Oct 2020 Sale & Mortgage
APNW-000-0120-028

Property Details

APN / Parcel Number

Primary APNW-000-0120-028

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,788 sqft Living Area
1st Floor Area862 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1971
Architectural StyleContemporary
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeFlat
Roof MaterialMetal
Lot Area2,657 sqft (0.061 acres)
Lot Dimensions133 ft deep x 20 ft wide
PorchSlab
Porch Area112 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address425 S PINE ST
CityRICHMOND
StateVA
Zip23220-6240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7 SINGLE
Legal Description0020.00X0133.50 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1006
Census Tract41200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oregon Hill Historic District
listed 1991 · 518 contributing resources · NRIS 91000022

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

425 S Pine St is owned and occupied by two individuals who bought it in October 2020.

Source: Richmond City records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address425 S PINE ST, RICHMOND, VA 23220-6240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · Commercial Mortgage
SOUTH STATE BANK NA
Oct 14, 2020Warranty Deed, Transfer · Conventional Mortgage
VILLAGE BK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2020 · Amount on File
Deed SaleOct 14, 2020 · Amount on File
Deed Document Number202024023
Prior Transfer DateOct 13, 2020
Prior Transfer Doc0000024023
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address425 S PINE ST, RICHMOND, VA 23220-6240
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020632
DateJul 19, 2021
Instrument210020632
Lender
NameSOUTH STATE BANK NA
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateOct 14, 2020
Property Address425 S PINE ST, RICHMOND, VA 23220-6240
Document Number0000024023
Instrument DateOct 13, 2020
Instrument24023
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 S PINE ST RICHMOND VA 232206240, RICHMOND, VA 23220-6240

Mortgage

Document Number24024
DateOct 14, 2020
Instrument24024
Lender
NameVILLAGE BK MTG
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 13, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 425 S Pine St was $5,436, up 5.8% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,436.00 (+5.84%)$453,000 Land $155,000 Building $298,000$453,000 Land $155,000 Building $298,000
2025$5,136.00
2024$402,000 Land $135,000 Building $267,000
2023$402,000 Land $135,000 Building $267,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 425 S Pine St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 S Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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