425 S Elverton Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 425 S Elverton Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,161 sqft · built 2000
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$316,500 (Apr 2018)
Tax Bill	$4,723 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`249540-0120`

Property Details

APN / Parcel Number

Primary APN	`249540-0120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,161 sqft Living Area
Gross Area	2,561 sqft
1st Floor Area	1,867 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	171 sqft
Deck Area	Deck Area
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 S ELVERTON PL
City	SAINT JOHNS
State	FL
Zip	32259-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	38/51-56 JULINGTON CREEK PLANTATION PARCEL 54 PHASE 1 LOT 12 OR4537/1864 & 4538/1401(C/D)
Legal Range	27E
Legal Township	04S
Legal Section	34
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 54 PHA
Legal Phase	1
Legal Block	2
Legal Lot Number	12
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2006
Census Tract	20808

Owner

425 S Elverton Pl is owned and occupied by an individual who bought it in April 2018.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	425 S ELVERTON PL, SAINT JOHNS, FL 32259-5416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI ACCELERATE MTG LLC
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Apr 27, 2018	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 30, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Prior Sale	Sep 26, 2005 · Amount on File
Deed Document Number	201828497
Deed Book / Page	4537 / 1864
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 S ELVERTON PL, SAINT JOHNS, FL 32259-5416
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S ELVERTON PL, ST JOHNS, FL 32259-5416

Mortgage

Document Number	0052651234
Date	May 14, 2021
Book Page	5265/1234
Instrument	2021054604

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 S ELVERTON PL, SAINT JOHNS, FL 32259-5416
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S ELVERTON PL, JACKSONVILLE, FL 32259-5416

Mortgage

Document Number	0060830595
Date	Jan 13, 2025
Book Page	6083/595
Instrument	2025002802

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2040

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 S ELVERTON PL, SAINT JOHNS, FL 32259-5416
Document Number	0049981711
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S ELVERTON PL JACKSONVILLE FL 322595416, JACKSONVILLE, FL 32259-5416

Mortgage

Document Number	0049981711
Date	Jul 27, 2020
Book Page	004998/001711
Instrument	60439

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	425 S ELVERTON PL, SAINT JOHNS, FL 32259-5416
Document Number	0047771700
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S ELVERTON PL ST JOHNS FL 322595416, ST JOHNS, FL 32259-5416

Mortgage

Document Number	0047771700
Date	Aug 14, 2019
Book Page	004777/001700
Instrument	59777

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 27, 2018
Property Address	425 S ELVERTON PL, SAINT JOHNS, FL 32259-5416
Document Number	0045371864
Book / Page	4537 / 1864
Map Reference	MB38 PG51-56
Instrument Date	Apr 19, 2018
Instrument	2018028497
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1121 KINGSLAND CT, 1121, SAINT JOHNS, FL 32259-8971

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S ELVERTON PL, JACKSONVILLE, FL 32259-5416
Investor	Possibly a Property Investor

Mortgage

Document Number	2018028498
Date	Apr 27, 2018
Instrument	2018028498

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 30, 2018
Property Address	425 S ELVERTON PL, SAINT JOHNS, FL 32259-5416
Document Number	0045381401
Book / Page	004538 / 001401
Instrument Date	Apr 19, 2018
Instrument	28923
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S ELVERTON PL JACKSONVILLE FL 322595416, JACKSONVILLE, FL 32259-5416

Tax Assessment & Valuation

The 2025 property tax bill for 425 S Elverton Pl was $4,723 with exemptions applied, up 11.4% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,339 (+2.7%)	$407,903 (-0.32%) Land $90,000 Building $317,903
2025	$4,723.00 (+11.37%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$259,337 (+2.9%)	$409,225 (+5.11%) Land $90,000 Building $319,225
2024	$4,241.00 (+9.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$252,028 (+3%)	$389,328 (+0.03%) Land $85,000 Building $304,328
2023	$3,856.00 (+2.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$244,687 (+3%)	$389,228 (+1.72%) Land $84,000 Building $305,228
2022	$3,770.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$237,560	$382,637 Land $89,600 Building $293,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 S Elverton Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 S Elverton Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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