425 S Ella Ave, Sandpoint, ID 83864 Property Records

Bonner County property record for 425 S Ella Ave, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,630 sqft · built 2011
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$565,250 (Jun 2026)
Tax Bill	$3,143 (2026)
Deeds & Mortgages	Jun 2026 Transfer Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RPS043100218A0A`

Property Details

APN / Parcel Number

Primary APN	`RPS043100218A0A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,630 sqft Finished Area
1st Floor Area	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Radiant

Location & Zoning

Street Address	425 S ELLA AVE
City	SANDPOINT
State	ID
Zip	83864-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	22-57N-2W SOUTHMAYD ADD BLK 2 LOT 18A REPLAT
Legal Range	02W
Legal Township	57N
Legal Section	22
Legal Subdivision	SOUTHMAYD ADD
Legal Block	2
Legal Lot Number	18A
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2012
Census Tract	950403

Owner

425 S Ella Ave is owned and occupied by an individual who bought it in June 2026.

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	102 S 4TH AVE, G, SANDPOINT, ID 83864-1368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Quit Claim Deed, Transfer BONDED TITLE, BONNER TITLE
Jun 17, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN WEST BANK
Jul 27, 2020	Deed of Trust, Mortgage · VA Mortgage MOUNTAIN WEST BANK
Jan 18, 2019	Deed of Trust, Mortgage · VA Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Dec 22, 2011 · Amount on File
Deed Document Number	20261063168
Prior Transfer Date	Dec 15, 2011
Prior Transfer Doc	0000819841
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Jun 17, 2026
Property Address	425 S ELLA AVE, SANDPOINT, ID 83864-1129
Document Number	0001063183
Instrument Date	Jun 16, 2026
Instrument	20261063183
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	BONDED TITLE, BONNER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 S 4TH AVE, SANDPOINT, ID 83864-1368
Investor	Possibly a Property Investor

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Jun 17, 2026
Property Address	425 S ELLA AVE, SANDPOINT, ID 83864-1129
Document Number	0001063168
Instrument Date	Jun 15, 2026
Instrument	20261063168
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BONDED TITLE, BONNER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 S 4TH AVE, SANDPOINT, ID 83864-1368
Investor	Possibly a Property Investor

Mortgage

Document Number	0001063169,
Date	Jun 17, 2026
Instrument	20261063169

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	425 S ELLA AVE, SANDPOINT, ID 83864-1129
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S ELLA AVE, SANDPOINT, ID 83864-1129

Mortgage

Document Number	991466
Date	Sep 10, 2021
Instrument	991466

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	SANDPOINT, ID 83864

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	425 S ELLA AVE, SANDPOINT, ID 83864-1129
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NORTH ID TTL CO COEUR D ALEN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	961637
Date	Jul 27, 2020
Instrument	961637

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	425 S ELLA AVE, SANDPOINT, ID 83864-1129
Transaction Type	Mortgage
Record Updated	Jan 30, 2019
Title Company	NORTH IDAHO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	933541
Date	Jan 18, 2019
Instrument	933541

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 425 S Ella Ave was $3,143 with a homeowner's exemption, up 11.3% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,143.00 (+11.26%) Homeowner's exemption	$601,826 (+0.53%) Land $260,066 Building $341,760	$601,826 (+0.53%) Land $260,066 Building $341,760
2025	$2,825.00 Homeowner's exemption	$598,656 Land $260,066 Building $338,590	$598,656 Land $260,066 Building $338,590
2023	$2,964.00 Homeowner's exemption	$669,513 Land $284,608 Building $384,905	$669,513 Land $284,608 Building $384,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 S Ella Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 S Ella Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Kaniksu Internet.

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