425 S Division St, Chenoa, IL 61726 Property Records

McLean County property record for 425 S Division St, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,216 sqft · built 1900
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (May 2025)
Tax Bill	$1,717 (2024)
Deeds & Mortgages	Jan 2024 Sale & Line of Credit Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-101-004`

Property Details

APN / Parcel Number

Primary APN	`03-12-101-004`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,216 sqft Living Area
1st Floor Area	1,858 sqft
2nd Floor Area	1,218 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Slate
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Detached
Garage Area	4,350 sqft
Parking Spaces	14 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 S DIVISION ST
City	CHENOA
State	IL
Zip	61726-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WH LEVERS ADD TO CHENOA LOT 13 & 14 BLK 4
Legal Subdivision	WH LEVERS ADD
Legal Block	4
Legal Lot Number	13,14
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2055
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 S DIVISION ST, CHENOA, IL 61726-1304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF FORREST
Jun 8, 2022	Administrator's Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 25, 2018	Warranty Deed, Transfer MCLEAN COUNTY TITLE
Oct 10, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2025 · Amount on Record
Deed Sale	May 2, 2025 · Amount on Record
Prior Sale	Jan 24, 2024 · Amount on Record
Deed Document Number	20255773
Prior Transfer Date	May 7, 2022
Prior Transfer Doc	0000010263
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 24, 2024
Property Address	425 S DIVISION ST, CHENOA, IL 61726-1304
Document Number	202400001004
Instrument Date	Jan 8, 2024
Instrument	2024-00001004
Transaction Type	Transfer
Record Updated	Feb 1, 2024
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 MAPLE ST, CHENOA, IL 61726-1326

Mortgage

Document Number	202400001005
Date	Jan 24, 2024
Instrument	2024-00001005

Lender

Name	FIRST STATE BANK OF FORREST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2025

June 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 8, 2022
Property Address	425 S DIVISION ST, CHENOA, IL 61726-1304
Document Number	202200010263
Instrument Date	May 7, 2022
Instrument	2022-00010263
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$27.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIVER ST, YORKVILLE, IL 60560-1344

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 25, 2018
Property Address	425 S DIVISION ST, CHENOA, IL 61726-1304
Document Number	201800011957
Instrument Date	Jul 12, 2018
Instrument	2018-00011957
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$18.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIVER ST, YORKVILLE, IL 60560-1344

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 10, 2017
Property Address	425 S DIVISION ST, CHENOA, IL 61726-1304
Document Number	201700018274
Instrument Date	Sep 20, 2017
Instrument	2017-00018274
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3019 N ARGONNE RD, SPOKANE, WA 99212-2141

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,204 (+20.69%) Land $6,393 Building $13,811	$60,612 (+20.69%) Land $19,179 Building $41,433
2024	$1,717.00 (+7.72%)
2023	$1,594.00 (+5.49%)	$16,740 (+6.78%) Land $5,297 Building $11,443	$50,220 (+6.78%) Land $15,891 Building $34,329
2022	$1,511.00	$15,677 Land $4,961 Building $10,716	$47,031 Land $14,883 Building $32,148

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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