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425 S Commerce Ave, Sebring, FL 33870 Property Records

Highlands County property record for 425 S Commerce Ave, Sebring, FL 33870

Property Summary

Property TypeCommercial Office
Details2 ba · 3,902 sqft · built 1986
Lot Size0.172 acres (7,500 sqft)
Owner2 Company Names on Record
Tax Bill$6,741 (2024)
Deeds & MortgagesMay 2026 Sale
Dec 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNS294907007700050

Property Details

APN / Parcel Number

Primary APNS294907007700050
Alternative APN
  • S-29-34-29-070-0770-0050

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms15 Rooms
Stories1 Story
Building Area3,902 sqft Gross Area
1st Floor Area3,902 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Construction TypeFrame
Roof TypeSawtooth
Roof MaterialTar & Gravel
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
View / LotCommercial
Canopy32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address425 S COMMERCE AVE
CitySEBRING
StateFL
Zip33870-3702
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeC1
Legal DescriptionTOWN OF SEBRING 8TH ADD PB 1-PG 3 LOT 5 BLK 77
Legal Range29E
Legal Township34S
Legal Section29
Legal SubdivisionTOWN OF SEBRING
Legal Block77
Legal Lot Number5
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1024
Census Tract961100

Owner

Source: Highlands County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address1243 EDGEWATER POINT DR, SEBRING, FL 33870-2202
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 6, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 8, 2023Deed of Trust, Mortgage
SWAINE HARRIS & WOHI PA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 6, 2026
Transfer Doc0002311863
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionHIGHLANDS FL
Recording DateMay 6, 2026
Property Address425 S COMMERCE AVE, SEBRING, FL 33870-3702
Document Number0002311863
Book / Page3191 / 251
Instrument DateMay 6, 2026
Instrument20262311863
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1243 EDGEWATER POINT DR, SEBRING, FL 33870-2202

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address425 S COMMERCE AVE, SEBRING, FL 33870-3702
Transaction TypeMortgage
Record UpdatedDec 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4325 SNAPPER DR, SEBRING, FL 33870-7857

Mortgage

Document Number0002181398
DateDec 8, 2023
Book Page3014/1006
Instrument2181398
Lender
NameSWAINE HARRIS & WOHI PA
TypeNon-Lending Institution
AddressSEBRING, FL 33870
Agreement
AmountAmount Recorded
Term12 Months
DueDec 8, 2024

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$340,313 (+1.03%) Land $25,000 Building $315,313$340,313 (+1.03%) Land $25,000 Building $315,313
2024$6,741.00 (-2.43%)
2023$6,909.00 (+5.19%)$336,856 (+0.87%) Land $25,000 Building $311,856$336,856 (+0.87%) Land $25,000 Building $311,856
2022$6,568.00$333,959 Land $25,000 Building $308,959$333,959 Land $25,000 Building $308,959

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHEAST
serves 2,828 people · EPA ID FL6531742
Water SourceGroundwater
Last State InspectionMay 2023
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting19
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Verizon.

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