425 S 4th St, Readstown, WI 54652 Property Records

Vernon County property record for 425 S 4th St, Readstown, WI 54652

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`176-00022-0000`

Property Details

APN / Parcel Number

Primary APN	`176-00022-0000`
Alternative APN	`62176VRD 22`

Exterior

Lot Area	17,424 sqft (0.4 acres)

Location & Zoning

Street Address	425 S 4TH ST
City	READSTOWN
State	WI
Zip	54652-8017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL PLAT LOTS 5 6 BLK 7 ORIG. PLAT E OF THE RIVER
Legal Block	7
Legal Lot Number	5
Jurisdiction	VERNON WI
Township / Civil Division	READSTOWN
Census Block Group	2
Census Block	2084
Census Tract	960500

Owner

Source: Vernon County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	425 S 4TH ST, READSTOWN, WI 54652-8017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit ROYAL BANK
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS 1ST BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 13, 2012
Transfer Doc	0000470028
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	425 S 4TH ST, READSTOWN, WI 54652-8017
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S 4TH ST, READSTOWN, WI 54652-8017

Mortgage

Document Number	0000526213
Date	Mar 22, 2022
Instrument	526213

Lender

Name	ROYAL BANK
Type	Bank
Address	VIROQUA, WI 54665

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	425 S 4TH ST, READSTOWN, WI 54652-8017
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	498603
Date	Jul 19, 2017
Instrument	498603

Lender

Name	CITIZENS 1ST BANK
Type	Bank
Address	VIROQUA, WI 54665

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERNON WI
Property Address	425 S 4TH ST, READSTOWN, WI 54652-8017
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	515257
Date	Aug 5, 2020
Instrument	515257

Lender

Name	ROYAL BANK
Type	Bank
Address	VIROQUA, WI 54665

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Vernon County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Vernon County
Municipality	Readstown Village
Unified School District	Kickapoo Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,233.00 (+139.08%) Homeowner's exemption	$139,500 (+117.63%) Land $11,200 Building $128,300	$160,700 (+78.95%)
2023	$934.00 Homeowner's exemption	$64,100 Land $7,200 Building $56,900	$89,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	21 (2007–2020)
Claims Outside the SFHA	13 of 21
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 7 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READSTOWN WATERWORKS serves 395 people · EPA ID WI6630261
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2023
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vernon Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile.

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