425 Rutter Ave, Kingston, PA 18704 Property Records

Luzerne County property record for 425 Rutter Ave, Kingston, PA 18704

Property Summary

Property Type	Duplex
Details	2,704 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$216,197 (Aug 2018)
Tax Bill	$3,117 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`34-G9SE3-023-005`

Property Details

APN / Parcel Number

Primary APN	`34-G9SE3-023-005`
Alternative APNs	`34-G9SE3-023-005-000` `3406G9SE3 023005`

Interior

Building Area	2,704 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	34-G9SE3-023-005
Street Address	425 RUTTER AVE
City	KINGSTON
State	PA
Zip	18704-4707
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	427 RUTTER AVE
Legal Subdivision	PLOT OF MARIE R REYNOLDS
Legal Block	23
Legal Lot Number	5
Jurisdiction	LUZERNE PA
Township / Civil Division	KINGSTON
Census Block Group	1
Census Block	1004
Census Tract	212900

Owner

425 Rutter Ave, a duplex, is owned by two individuals who acquired it in December 2020.

Source: Luzerne County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	425 RUTTER AVE, 427, KINGSTON, PA 18704-4707
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit UNITED ONE RESOURCES
Sep 9, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES SECURITY BANK & TRUST COMPANY
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES SECURITY BANK & TRUST COMPANY
Aug 21, 2018	Grant Deed, Transfer KEYSTONE PREMIER SETTLEMENT SE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Prior Sale	May 26, 2010 · Amount on File
Deed Document Number	201845121
Deed Book / Page	3018 / 157227
Last Transfer Date	Dec 9, 2020
Transfer Doc	0000001673
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Recording Date	Jul 1, 2026
Property Address	425 RUTTER AVE, KINGSTON, PA 18704-4707
Document Number	0000035609
Book / Page	3026 / 151894
Instrument Date	Jun 12, 2026
Instrument	202635609
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	UNITED ONE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035609,
Date	Jul 1, 2026
Book Page	3026/151894
Instrument	202635609

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 17, 2046

Interest

Rate	6.36%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	425 RUTTER AVE, KINGSTON, PA 18704-4707
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 RUTTER AVE, KINGSTON, PA 18704-4707

Mortgage

Document Number	0000057195
Date	Sep 9, 2022
Book Page	3022/233044
Instrument	202257195

Lender

Name	PEOPLES SECURITY BANK & TRUST COMPANY
Type	Bank
Address	SCRANTON, PA 18503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUZERNE PA
Property Address	425 RUTTER AVE, KINGSTON, PA 18704-4707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 427 RUTTER AVE, 427, KINGSTON, PA 18704-4707

Mortgage

Document Number	0000041687
Date	Sep 8, 2020
Book Page	3020/171458
Instrument	202041687

Lender

Name	PEOPLES SECURITY BANK & TRUST COMPANY
Type	Bank
Address	SCRANTON, PA 18503

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	356 Months
Due	May 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUZERNE PA
Recording Date	Aug 21, 2018
Property Address	425 RUTTER AVE, KINGSTON, PA 18704-4707
Document Number	0000045121
Book / Page	003018 / 157227
Instrument Date	Aug 20, 2018
Instrument	45121
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	KEYSTONE PREMIER SETTLEMENT SE

Transaction

Amount	Amount on Record
Tax	$2,161.97
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425-427 RUTTER AVE KINGSTON PA 187044707, KINGSTON, PA 18704-4707

Tax Assessment & Valuation

The 2026 property tax bill for 425 Rutter Ave was $3,117, up % from the year before.

Source: Luzerne County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Luzerne County
Municipality	Kingston Borough
Unified School District	Wyoming Valley West School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,117.00 (+0.03%)	$117,700 Land $28,500 Building $89,200
2025	$3,116.00
2024		$117,700 Land $28,500 Building $89,200
2023	$3,052.00
2009			$117,700 Land $28,500 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Rutter Ave in Zone X, where a levee reduces flood risk, though there have been 26 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	26 (1978–2011)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims Severe Storms, Flooding, And Mudslides, Jun 2006 · 2 claims Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 425 Rutter Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW CEASETOWN private · serves 58,467 people · EPA ID PA2409002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Service Electric Cable TV Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, Greenlight Networks.

Nearby Properties on Rutter Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures