Bonner County property record for 425 Ruth Ave, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 946 sqft · built 1910 |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $356,300 (Oct 2020) |
| Tax Bill | $1,255 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPS0500013003AA |
| Primary APN | RPS0500013003AA |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 946 sqft Finished Area |
| 1st Floor Area | 946 sqft |
| Attic | Attic |
| Attic Area | 96 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Aluminum |
| Lot Area | 7,057 sqft (0.162 acres) |
| Garage Type | Attached |
| Cooling System | None |
|---|---|
| Heating System | Wood Furnace |
| Heating Fuel | Wood |
| Street Address | 425 RUTH AVE |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-1959 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-57N-2W WEST END ADDN C BLK 13 LOTS 3 & 4 |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 22 |
| Legal Subdivision | WEST END ADDN |
| Legal Block | 13 |
| Legal Lot Number | 3-4 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 950300 |
425 Ruth Ave is owned and occupied by two individuals who bought it in October 2020.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 RUTH AVE, SANDPOINT, ID 83864-1959 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Oct 20, 2005 · Amount on File |
| Deed Document Number | 2020968962 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Oct 30, 2020 |
| Property Address | 425 RUTH AVE, SANDPOINT, ID 83864-1959 |
| Document Number | 968962 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 968962 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 668, SAGLE, ID 83860-0668 |
| Document Number | 968963 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 968963 |
| Name | MOUNTAIN WEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 425 Ruth Ave was $1,255 with a homeowner's exemption, up 1% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Sandpoint City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,255.00 (+9.99%) Homeowner's exemption | $303,446 (+2.68%) Land $230,796 Building $72,650 | $303,446 (+2.68%) Land $230,796 Building $72,650 |
| 2025 | $1,141.00 Homeowner's exemption | $295,516 Land $230,796 Building $64,720 | $295,516 Land $230,796 Building $64,720 |
| 2023 | $992.00 Homeowner's exemption | $282,965 Land $213,346 Building $69,619 | $282,965 Land $213,346 Building $69,619 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Ruth Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 425 Ruth Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
May also be available: Kaniksu Internet.
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