Haywood County property record for 425 Rustic Ridge Dr, Canton, NC 28716 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 1,232 sqft Heated Area |
| Lot Size | 204,993 sqft (4.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $485,000 (2026) |
| Tax Bill | $1,935.00 (2025) |
| Primary APN | 8674-00-6394 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,232 sqft Heated Area |
| Gross Area | 1,764 sqft Gross Area |
| 1st Floor | 1,232 sqft 1st Floor |
| Basement Area | 1,232 sqft Basement |
| Finished Basement | 1,232 sqft Finished |
| Unfinished Basement | 1,232 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Rustic Style |
| Exterior Material | Logs Exterior |
| Lot Area | 204,993 sqft (4.7 acres) |
| Garage Type | Carport Garage |
| Garage Area | 1,040 sqft Garage |
| Carport | Carport |
| Carport Area | 1,040 sqft Carport |
| Cooling System | Partial Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 289428 |
|---|---|
| Street Address | 425 RUSTIC RIDGE DR |
| City | CANTON |
| State | NC |
| Zip | 28716-5217 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | #7 RUSTIC RIDGE |
| Legal Subdivision | RUSTIC RIDGE |
| Legal Unit | 7 |
| Jurisdiction | HAYWOOD NC |
| Minor Civil Division | EAST FORK |
| Census Blockgroup | 3 |
| Census Block | 3049 |
| Census Tract | 921302 |
Source: Haywood County records · APN 8674-00-6394
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 22, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Apr 15, 2026 | Warranty Deed, Transfer · Veterans Administration Mortgage NATIONAL HOME MORTGAGE CORPORATION |
| Apr 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Apr 14, 2026 · Amount on Record |
| Deed Doc Number | 20263094 |
| Deed Book / Page | 1150 / 2242 |
| Prior Transfer Date | Aug 28, 2025 |
| Prior Transfer Doc | 0011351278 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 425 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 425 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Document Number | 0011430158 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 1143/158 |
| Instrument | 2025010829 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 425 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 425 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Document Number | 0011262317 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | 1126/2317 |
| Instrument | 2025003123 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 15, 2026 |
| Property Address | 425 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Document Number | 0000003094 |
| Book / Page | 1150 / 2242 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20263094 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97,970.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Document Number | 0000003095, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20263095 |
| Name | NATIONAL HOME MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Apr 14, 2026 |
| Property Address | 425 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Document Number | 0000003037 |
| Book / Page | 1150 / 1987 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20263037 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 RUSTIC RIDGE DR, CANTON, NC 28716-5217 |
| Investor | Possibly a Property Investor |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $273,300 (-) Land $58,100 Building $215,200 | ||
| 2025 | $1,935.00 | $273,300 (+1.75%) Land $58,100 Building $215,200 | $273,300 (+1.75%) Land $58,100 Building $215,200 |
| 2023 | $268,600 Land $58,100 Building $210,500 | $268,600 (-) Land $58,100 Building $210,500 | |
| 2021 | $268,600 Land $58,100 Building $210,500 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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