425 Royal St, Winchester, VA 22601 Property Records

Winchester City property record for 425 Royal St, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,287 sqft · built 1965
Lot Size	0.309 acres (13,438 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Nov 2021)
Tax Bill	$2,558 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332-05-13`

Property Details

APN / Parcel Number

Primary APN	`332-05-13`
Alternative APNs	`1838` `2030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
1st Floor Area	1,287 sqft
Basement Area	1,287 sqft
Unfinished Basement	1,287 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,438 sqft (0.309 acres)
Lot Dimensions	192 ft deep x 70 ft wide
Terrain	Rolling
Garage Area	267 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	98 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1838
Street Address	425 ROYAL ST
City	WINCHESTER
State	VA
Zip	22601-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	WEA VILLA SD S-5 L-13 SS S S 425 ROYAL STREET
Legal Subdivision	WEA VILLA
Legal Lot Number	13
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	4
Census Block	4004
Census Tract	302

Owner

425 Royal St is owned and occupied by an individual who bought it in November 2021.

Source: Winchester City records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	425 ROYAL ST, WINCHESTER, VA 22601-4243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Apr 16, 2012 · Amount on File
Deed Document Number	20213783
Prior Transfer Date	Jan 11, 2008
Prior Transfer Doc	0000000374
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Nov 19, 2021
Property Address	425 ROYAL ST, WINCHESTER, VA 22601-4243
Document Number	0210003783
Map Reference	MB 245 PG 451
Instrument Date	Nov 17, 2021
Instrument	210003783
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ROYAL ST, WINCHESTER, VA 22601-4243

Mortgage

Document Number	0210003784
Date	Nov 19, 2021
Instrument	210003784

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 425 Royal St was $2,558.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,558.00	$321,800 Land $60,000 Building $261,800
2025	$2,558.00		$321,800 Land $60,000 Building $261,800
2023	$2,368.00 (+19.9%)	$285,400 Land $60,000 Building $225,400	$285,400 Land $60,000 Building $225,400
2022	$1,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Royal St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1988–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Royal St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20