425 Rose Ave, Sebring, FL 33870 Property Records

Highlands County property record for 425 Rose Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,064 sqft · built 1924
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Nov 2020)
Tax Bill	$2,979 (2024)
Deeds & Mortgages	May 2017 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`S294904006600030`

Property Details

APN / Parcel Number

Primary APN	`S294904006600030`
Alternative APN	`S-29-34-29-040-0660-0030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,064 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1964
Exterior Material	Shingles
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Area	220 sqft
Driveway	Concrete Driveway
Driveway Area	1,200 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	344 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	425 ROSE AVE
City	SEBRING
State	FL
Zip	33870-3760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3P
Legal Description	PALMHURST SUB PER PB 1-PG 49 LOT 3 BLK 66
Legal Range	29E
Legal Township	34S
Legal Section	29
Legal Subdivision	PALMHURST
Legal Block	66
Legal Lot Number	3
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3045
Census Tract	960800

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5800 OVERSEAS HWY, 7, MARATHON, FL 33050-2736
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2017	Deed of Trust, Mortgage HARBOR COMMUNITY BANK
Nov 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	202027841208
Deed Book / Page	2784 / 1208
Prior Transfer Date	Jun 20, 2002
Prior Transfer Doc	0016130378
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	425 ROSE AVE, SEBRING, FL 33870-3760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001851551
Date	May 2, 2017
Book Page	2578/1031
Instrument	1851551

Lender

Name	HARBOR COMMUNITY BANK
Type	Bank
Address	AVON PARK, FL 33825

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Apr 25, 2027

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 17, 2020
Property Address	425 ROSE AVE, SEBRING, FL 33870-3760
Document Number	0002006978
Book / Page	002784 / 001208
Instrument Date	Nov 13, 2020
Instrument	2006978
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$595.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 510441 KEY COLONY BEACH FL 330510441, KEY COLONY BEACH, FL 33051-0441

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,802 (+0.26%) Land $6,000 Building $167,802	$173,802 (+0.26%) Land $6,000 Building $167,802
2024	$2,979.00 (+4.67%)	$173,352 (-1.32%) Land $4,500 Building $168,852	$173,352 (-1.32%) Land $4,500 Building $168,852
2023	$2,846.00 (+16.02%)	$175,677 (+27.63%) Land $4,500 Building $171,177	$175,677 (+27.63%) Land $4,500 Building $171,177
2022	$2,453.00	$137,642 Land $4,500 Building $133,142	$137,642 Land $4,500 Building $133,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHEAST serves 2,828 people · EPA ID FL6531742
Water Source	Groundwater
Last State Inspection	May 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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