425 Roger Dr, Salisbury, NC 28147 Property Records

Rowan County property record for 425 Roger Dr, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,667 sqft · built 1978
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Jan 1999)
Tax Bill	$2,004 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`463 142`

Property Details

APN / Parcel Number

Primary APN	`463 142`
Alternative APN	`6109271`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,667 sqft Living Area
1st Floor Area	1,667 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	41,818 sqft (0.96 acres)
Garage Area	506 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Porch	Porch
Porch Area	115 sqft
Deck Area	384 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	425 ROGER DR
City	SALISBURY
State	NC
Zip	28147-8878
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L57
Legal Subdivision	HOMESTEAD HILLS
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2007
Census Tract	51204

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 ROGER DR, SALISBURY, NC 28147-8878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 1999 · Amount on Record
Deed Sale	Jan 22, 1999 · Amount on Record
Deed Book / Page	843 / 102
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jun 18, 2026
Property Address	425 ROGER DR, SALISBURY, NC 28147-8878
Document Number	1485000481
Book / Page	1485 / 481
Instrument Date	Jun 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 ROGER DR, SALISBURY, NC 28147-8878

Mortgage

Document Number	1485000481,
Date	Jun 18, 2026
Book Page	1485/481

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	425 ROGER DR, SALISBURY, NC 28147-8878
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013450619
Date	Mar 24, 2020
Book Page	1345/619

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2045

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	425 ROGER DR, SALISBURY, NC 28147-8878
Document Number	0013030408
Book / Page	001303 / 000408
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 ROGER DR SALISBURY NC 281478878, SALISBURY, NC 28147-8878

Mortgage

Document Number	0013030408
Date	Jan 29, 2018
Book Page	001303/000408

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,004.00	$295,849 (-) Land $32,500 Building $263,349	$295,849 (-) Land $32,500 Building $263,349
2025	$2,004.00	$295,849 (-) Land $32,500 Building $263,349
2023	$2,004.00	$295,849 Land $32,500 Building $263,349	$295,849 Land $32,500 Building $263,349

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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