425 Rodeo Rd, Lusby, MD 20657 Property Records

Calvert County property record for 425 Rodeo Rd, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1985
Lot Size	0.228 acres (9,957 sqft)
Owner	Individual Name on File
Last Sale	$313,000 (Feb 2026)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2024 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-178768`

Property Details

APN / Parcel Number

Primary APN	`01-178768`
Alternative APNs	`1178768` `178768`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,957 sqft (0.228 acres)
Porch	Porch
Porch Area	90 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	178768
Street Address	425 RODEO RD
City	LUSBY
State	MD
Zip	20657-3354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LT 40 SEC 3K CHES RANCH ESTS
Legal Subdivision	CHESAPEAKE RANCH ESTATES
Legal Lot Number	40
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1005
Census Tract	861003

Owner

425 Rodeo Rd is owned and occupied by an individual who bought it in February 2026.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	425 RODEO RD, LUSBY, MD 20657-3354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Feb 2, 2024	Trustee's Deed, Foreclosure
Oct 10, 2017	Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on File
Deed Sale	Feb 9, 2026 · Amount on File
Prior Sale	Nov 21, 2024 · Amount on File
Deed Book / Page	6852 / 190
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 9, 2026
Property Address	425 RODEO RD, LUSBY, MD 20657-3354
Document Number	0068520190
Book / Page	6852 / 190
Map Reference	MB JLB 1 PL 107
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$782.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	425 RODEO RD, LUSBY, MD 20657-3354

Mortgage

Document Number	0006852200
Date	Feb 9, 2026
Instrument	6852/200

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Mortgage

Document Number	0068520222
Date	Feb 9, 2026
Book Page	6852/222

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 2, 2024
Property Address	425 RODEO RD, LUSBY, MD 20657-3354
Document Number	0065300307
Book / Page	6530 / 307
Map Reference	MB JLB 1 PL 107
Instrument Date	Feb 1, 2024
Transaction Type	Foreclosure
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CALVERT MD
Property Address	425 RODEO RD, LUSBY, MD 20657-3354
Document Number	0050990454
Book / Page	005099 / 000454
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 RODEO RD LUSBY MD 206573354, LUSBY, MD 20657-3354

Mortgage

Document Number	0050990454
Date	Nov 16, 2017
Book Page	005099/000454

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33407

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 15, 2057

Interest

Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 425 Rodeo Rd was $2,436.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,800 (+8.92%) Land $55,200 Building $146,600	$201,800 (-) Land $55,200 Building $146,600
2025	$2,436.00	$185,267	$201,800 Land $55,200 Building $146,600
2023	$1,581.00	$152,200 Land $55,200 Building $97,000	$152,200 Land $55,200 Building $97,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 425 Rodeo Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1995–2015)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Rodeo Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 88% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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