425 Ramble on Ln, Seneca, SC 29678 Property Records

Oconee County property record for 425 Ramble on Ln, Seneca, SC 29678

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Tax Bill	$325 (2025)
Deeds & Mortgages	Jul 2024 Construction Loan Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`255-00-01-088`

Property Details

APN / Parcel Number

Primary APN	`255-00-01-088`
Alternative APN	`33958`

Exterior

Lot Area	63,598 sqft (1.46 acres)

Location & Zoning

Account Number	33958
Old Parcel Number	255 00 01 088
Street Address	425 RAMBLE ON LN
City	SENECA
State	SC
Zip	29678-2030
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT B (1.46 AC)
Legal Tract	A
Legal Block	1
Legal Lot Number	B
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	2
Census Block	2003
Census Tract	30702

Owner

425 Ramble on Ln, residential vacant land, is owned and occupied by an individual who acquired it in July 2024.

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	425 RAMBLE ON LN, SENECA, SC 29678-2030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2024	Intrafamily Transfer, Transfer · Construction Mortgage SOUTH STATE BANK NA
Jul 3, 2024	Deed, Transfer
Apr 27, 2022	Deed, Transfer CHERYL STINNETT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024
Deed Sale	Jul 3, 2024
Prior Sale	Jul 3, 2024
Deed Document Number	0000000238
Deed Book / Page	3094 / 262
Record Updated	Jun 8, 2026

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Jul 3, 2024
Property Address	425 RAMBLE ON LN, SENECA, SC 29678-2030
Document Number	0000000239
Book / Page	3094 / 268
Map Reference	MB B942 PG 4
Instrument Date	Jun 28, 2024
Instrument	239
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 RAMBLE ON LN, SENECA, SC 29678-2030

Mortgage

Document Number	0004575261
Date	Jul 3, 2024
Instrument	4575/261

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	8.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	6.37%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	14.3%

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Jul 3, 2024
Property Address	425 RAMBLE ON LN, SENECA, SC 29678-2030
Document Number	0000000238
Book / Page	3094 / 262
Map Reference	MB B942 PG 4
Instrument Date	Jun 28, 2024
Instrument	238
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 RAMBLE ON LN, SENECA, SC 29678-2030

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 27, 2022
Property Address	425 RAMBLE ON LN, SENECA, SC 29678-2030
Document Number	0000017050
Book / Page	2805 / 274
Map Reference	MB A130 PG 2
Instrument Date	Apr 22, 2022
Instrument	17050
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.65
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 OLD STATION RD, WEST UNION, SC 29696-3714

Mortgage

Document Number	0004323198
Date	Apr 27, 2022
Instrument	4323/198

Lender

Name	CHERYL STINNETT
Type	Private Party

Agreement

Amount	Amount on Record
Term	121 Months
Due	May 1, 2032

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 425 Ramble on Ln was $325.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$325.00	$914 Land $613 Building $301	$22,860 Land $15,330 Building $7,530
2023		$2,530 Land $2,530	$63,250 Land $63,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Ramble on Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Ramble on Ln is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ramble on Ln

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