425 Rainbow Rdg, Bandera, TX 78003 Property Records

Bandera County property record for 425 Rainbow Rdg, Bandera, TX 78003

Property Summary

Property Type	Single Family Home
Details	1,590 sqft · built 2022
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,776 (Dec 2023)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15501-00005-0420`

Property Details

APN / Parcel Number

Primary APN	`15501-00005-0420`
Alternative APN	`152321`

Interior

Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	820 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Balcony Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	15501-00005-0420
Street Address	425 RAINBOW RDG
City	BANDERA
State	TX
Zip	78003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEBBLE BEACH 1 BLK 5 LT 42 0.167 ACRES
Legal Subdivision	PEBBLE BEACH 1
Legal Block	5
Legal Lot Number	42
Jurisdiction	BANDERA TX
Township / Civil Division	BANDERA
Census Block Group	3
Census Block	3004
Census Tract	301

Owner

Source: Bandera County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	202 ROHRBUCH RD, PIPE CREEK, TX 78063-5297
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage SERVION INC
Dec 6, 2023	Deed of Trust, Mortgage · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
Jul 2, 2021	Vendor's Lien, Transfer · Seller Carry-Back MICHELLE L REICHLE ETAL
May 10, 2022	Vendor's Lien, Subdivision Related Transfer · VA Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on Record
Deed Sale	Dec 6, 2023 · Amount on Record
Prior Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	2023262000
Deed Book / Page	1330 / 99
Prior Transfer Date	Jul 2, 2021
Prior Transfer Doc	0000245578
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Recording Date	May 6, 2026
Property Address	425 RAINBOW RDG, BANDERA, TX 78003
Document Number	0000274652
Book / Page	1407 / 521
Instrument Date	Apr 25, 2026
Instrument	2026274652
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274652,
Date	May 6, 2026
Book Page	1407/521
Instrument	2026274652

Lender

Name	SERVION INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANDERA TX
Property Address	425 RAINBOW RDG, BANDERA, TX 78003
Transaction Type	Mortgage
Record Updated	Jan 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001330/105
Date	Dec 6, 2023
Book Page	1330/105
Instrument	262001

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	Jul 2, 2021
Property Address	425 RAINBOW RDG, BANDERA, TX 78003
Document Number	001230/653
Book / Page	1230 / 653
Map Reference	VOL 1 PG 64
Instrument Date	Jul 2, 2021
Instrument	245578
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	MISSION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 RIDGE VIEW DR, LAKEHILLS, TX 78063-6616

Mortgage

Document Number	0000245579
Date	Jul 2, 2021
Instrument	245579

Lender

Name	MICHELLE L REICHLE ETAL
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

May 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BANDERA TX
Recording Date	May 10, 2022
Property Address	425 RAINBOW RDG, BANDERA, TX 78003
Document Number	001273/379
Book / Page	1273 / 379
Map Reference	VOL 1 PG 64
Instrument Date	May 9, 2021
Instrument	252380
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 18, 2023
Title Company	MISSION TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 BLUE GILL DR, LAKEHILLS, TX 78063-6420

Mortgage

Document Number	0000252381
Date	May 10, 2022
Instrument	252381

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Bandera County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bandera County
Unified School District	Bandera Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,418.00 (+2.08%)	$325,550 (+0.16%) Land $31,580 Building $293,970	$325,550 (+0.16%) Land $31,580 Building $293,970
2024	$4,328.00 (+89.33%)
2023	$2,286.00	$325,040 (+131.82%) Land $28,080 Building $296,960	$325,040 (+131.82%) Land $28,080 Building $296,960
2022	$2,286.00	$140,210 Land $86,800 Building $53,410	$140,210 Land $86,800 Building $53,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANDERA COUNTY FWSD 1 serves 1,092 people · EPA ID TX0100011
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BEC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: VTX Communications.

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