Lancaster County property record for 425 Prospect Rd, Mount Joy, PA 17552
| Property Type | Farm - Dairy |
|---|---|
| Details | 3 bd · 1.5 ba · 7,187 sqft · built 1767 |
| Lot Size | 65.6 acres (2,857,536 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $28,493 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 300-38325-0-0000 |
| Primary APN | 300-38325-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 7,187 sqft Gross Area |
| 1st Floor Area | 2,520 sqft |
| Upper Floors Area | 1,566 sqft |
| Basement Area | 2,520 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1767 |
|---|---|
| Effective Year Built | Effective 1767 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Material | Slate |
| Lot Area | 2,857,536 sqft |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 725 sqft |
| Shed | 1 Shed |
| Shed Area | 560 sqft |
| Milk House | 1,200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 425 PROSPECT RD |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-9284 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Dairy |
| Local Zoning Code | RURAL |
| Legal Description | 425 PROSPECT RD |
| Legal Lot Number | 1 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | WEST HEMPFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11504 |
425 Prospect Rd, an agricultural property, is owned and occupied by two individuals.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 425 PROSPECT RD, MOUNT JOY, PA 17552-9284 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK |
| Apr 19, 2017 | Trustee's Deed, Construction Loan · Line of Credit UNION CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 425 PROSPECT RD, MOUNT JOY, PA 17552-9284 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006634824 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 6634824 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 19, 2017 |
| Property Address | 425 PROSPECT RD, MOUNT JOY, PA 17552-9284 |
| Instrument Date | Apr 14, 2017 |
| Instrument | 6328407 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 425 PROSPECT RD MOUNT JOY PA 175529284, MOUNT JOY, PA 17552-9284 |
| Document Number | 0006328407 |
|---|---|
| Date | Apr 19, 2017 |
| Instrument | 6328407 |
| Name | UNION CMNTY BK |
|---|---|
| Type | Bank |
| Address | SALUNGA, PA 17538 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 425 Prospect Rd was $28,493 with a homeowner's exemption, up 2.7% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | West Hempfield Township |
| Unified School District | Hempfield School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,229,800 Land $901,600 Building $328,200 | $1,229,800 Land $901,600 Building $328,200 | |
| 2025 | $28,493.00 (+2.74%) | ||
| 2024 | $27,732.00 | $1,229,800 Land $901,600 Building $328,200 | |
| 2018 | $1,229,800 Land $901,600 Building $328,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Prospect Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 425 Prospect Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Brightspeed, T-Mobile, Xfinity.
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