Henderson County property record for 425 Powell St, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,850 sqft · built 1945 |
| Lot Size | 0.123 acres (5,362 sqft) |
| Owner | Company Name on File |
| Tax Bill | $354 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-5-1-16 |
| Primary APN | 2-5-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,850 sqft Finished Area |
| Basement Area | 1,267 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,362 sqft (0.123 acres) |
| Lot Dimensions | 165 ft deep x 32.5 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 41912 |
|---|---|
| Street Address | 425 POWELL ST |
| City | HENDERSON |
| State | KY |
| Zip | 42420-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20300 |
425 Powell St is owned by a company that acquired it in January 2006.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 852, MORGANFIELD, KY 42437-0852 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2017 | Deed of Trust, Mortgage FIELD & MAIN BANK |
| Apr 6, 2017 | Deed of Trust, Mortgage FIELD & MAIN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2006 |
| Deed Sale | Jan 25, 2006 |
| Deed Document Number | 0000546255 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 425 POWELL ST, HENDERSON, KY 42420-3633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1236/527 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | MT 1236/527 |
| Instrument | 2017003969 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 1, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 425 POWELL ST, HENDERSON, KY 42420-3633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1236/527 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | MT 1236/527 |
| Instrument | 2017003959 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Apr 4, 2032 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 425 Powell St was $354.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $354.00 | $32,000 | $32,000 |
| 2023 | $357.00 (+0.85%) | $32,000 (-) | $32,000 (-) |
| 2022 | $354.00 | $32,000 | $32,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Powell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 425 Powell St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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