425 Pine St, West Reading (Reading), PA 19611 Property Records

Berks County property record for 425 Pine St, West Reading, PA 19611

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,441 sqft · built 1923
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Jul 2022)
Tax Bill	$1,843 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5306-05-28-4542`

Property Details

APN / Parcel Number

Primary APN	`5306-05-28-4542`
Alternative APNs	`93-5306-05-28-4542` `93099400` `099400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,441 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Neighborhood
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	93099400
Street Address	425 PINE ST
City	WEST READING
State	PA
Zip	19611-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Jurisdiction	BERKS PA
Township / Civil Division	WEST READING
Census Block Group	3
Census Block	3008
Census Tract	11200

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 PINE ST, WEST READING, PA 19611-1336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE AMERICA INC
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU
Jul 2, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 12, 2018	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on Record
Deed Sale	Jul 14, 2022 · Amount on Record
Prior Sale	Oct 12, 2018 · Amount on Record
Deed Document Number	202228282
Prior Transfer Date	Nov 26, 2014
Prior Transfer Doc	0000039567
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Jul 14, 2022
Property Address	425 PINE ST, WEST READING, PA 19611-1336
Document Number	0000028282
Instrument Date	Jun 13, 2022
Instrument	2022028282
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 PINE ST, WEST READING, PA 19611-1336

Mortgage

Document Number	0000028283
Date	Jul 14, 2022
Instrument	2022028283

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	425 PINE ST, WEST READING, PA 19611-1336
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053032
Date	Oct 22, 2021
Instrument	2021053032

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Oct 24, 2032

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	425 PINE ST, WEST READING, PA 19611-1336
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PINE ST, WEST READING, PA 19611-1336

Mortgage

Document Number	0000033340
Date	Jul 2, 2021
Instrument	2021033340

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Nov 1, 2048

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 12, 2018
Property Address	425 PINE ST, WEST READING, PA 19611-1336
Document Number	0000035661
Instrument Date	Oct 12, 2018
Instrument	2018035661
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	SIGNATURE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PINE ST, WEST READING, PA 19611-1336

Mortgage

Document Number	0000035662
Date	Oct 12, 2018
Instrument	2018035662

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	West Reading Borough
Unified School District	Wyomissing Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,843.00 (+9.64%)	$78,400 (-) Land $19,500 Building $58,900	$19,500 (-75.13%) Land $19,500
2024	$1,681.00	$78,400 Land $19,500 Building $58,900
1994			$78,400 Land $19,500 Building $58,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST READING BORO WATER serves 4,300 people · EPA ID PA3060078
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks, T-Mobile.

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