425 Pine St, Oscoda, MI 48750 Property Records

Iosco County property record for 425 Pine St, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,530 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Oct 2018)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Apr 2022 Refinance Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02000410002700`

Property Details

APN / Parcel Number

Primary APN	`02000410002700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,530 sqft Building Perimeter
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 PINE ST
City	OSCODA
State	MI
Zip	48750-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T23N R9E SEC 4 PART OF GOVT LOT 4 COM AT NW COR OF GOVTLOT 4 TH S 66 FT TH E 224.9 FT TH S 47D 36M E 552.9 FT TH W 266.3 FT T
Legal Range	09E
Legal Township	23N
Legal Section	04
Legal Subdivision	WOODSITE ACRES
Legal Block	3
Legal Lot Number	4
Jurisdiction	IOSCO MI
Township / Civil Division	AU SABLE
Census Block Group	1
Census Block	1017
Census Tract	400

Owner

Source: Iosco County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 PINE ST, OSCODA, MI 48750-9550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHLAND AREA FEDERAL CREDIT UNION
Oct 16, 2018	Deed of Trust, Mortgage NORTHLAND AREA FEDERAL CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHLAND AREA FEDERAL CREDIT UNION
Oct 16, 2018	Warranty Deed, Transfer NORTHLAND AREA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Deed Document Number	20186270
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	425 PINE ST, OSCODA, MI 48750-9550
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022002633
Date	Apr 22, 2022
Instrument	2022002633

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	425 PINE ST, OSCODA, MI 48750-9550
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018006271
Date	Oct 16, 2018
Instrument	2018006271

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	425 PINE ST, OSCODA, MI 48750-9550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007174
Date	Nov 30, 2020
Instrument	2020007174

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Oct 16, 2018
Property Address	425 PINE ST, OSCODA, MI 48750-9550
Document Number	2018006270
Instrument Date	Oct 5, 2018
Instrument	2018006270
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PINE ST, OSCODA, MI 48750-9550

Mortgage

Document Number	2018006272
Date	Oct 16, 2018
Instrument	2018006272

Lender

Name	NORTHLAND AREA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Au Sable Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,900 Land $57,900	$115,800 Land $115,800
2025	$1,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1986–2026)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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