425 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 425 Phelps St, Sterling, CO 80751 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,496 sqft · built 1955
Lot Size0.144 acres (6,273 sqft)
OwnerIndividual Name on File
Last Sale$212,000 (Oct 2021)
Tax Bill$1,433 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN38052532220008

Property Details

APN / Parcel Number

Primary APN38052532220008
Alternative APN
  • 4954000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,496 sqft Heated Area
1st Floor Area840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area6,273 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area816 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area340 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Old Parcel Number4954000
Street Address425 PHELPS ST
CitySTERLING
StateCO
Zip80751-3942
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 BLK 20 B&M ADDN STERLING
Legal Range52W
Legal Township08N
Legal Section32
Legal SubdivisionB&M ADDN
Legal Block20
Legal Lot Number8
JurisdictionLOGAN CO
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2011
Census Tract966300

Owner

Source: Logan County records · APN 38052532220008

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address425 PHELPS ST, STERLING, CO 80751-3942
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 12, 2019Warranty Deed, Transfer · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleAug 12, 2019 · Amount on Record
Deed Document Number2021757911
Deed Book / Page1046 / 100
Prior Transfer DateNov 21, 2008
Prior Transfer Doc0000691552
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOGAN CO
Recording DateOct 18, 2021
Property Address425 PHELPS ST, STERLING, CO 80751-3942
Document Number0000757911
Book / Page1046 / 100
Instrument DateOct 15, 2021
Instrument757911
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyEMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$21.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 PHELPS ST, STERLING, CO 80751-3942

Mortgage

Document Number0000757912
DateOct 18, 2021
Instrument757912
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOGAN CO
Recording DateAug 12, 2019
Property Address425 PHELPS ST, STERLING, CO 80751-3942
Document Number0000745951
Book / Page001034 / 000134
Instrument DateAug 09, 2019
Instrument745951
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$15.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address425 PHELPS ST STERLING CO 807513942, STERLING, CO 80751-3942

Mortgage

Document Number745952
DateAug 12, 2019
Book Page001034/000135
Instrument745952
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

Tax Assessment & Valuation

Source: Logan County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateColorado
CountyLogan County
MunicipalitySterling City
Unified School DistrictValley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,433.00 (+101.26%)$17,095 (-89.62%)$273,521 (+66.15%) Land $31,250 Building $242,271
2023$712.00 (-24.42%)$164,620 (+1,338.99%) Land $25,000 Building $139,620$164,620 (-) Land $25,000 Building $139,620
2022$942.00$11,440 Land $1,740 Building $9,700$164,620 Land $25,000 Building $139,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Logan County (08075C), updated May 29, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080759663002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims2 (1997)
Most Recent ClaimJul 1997, river or lake flooding, Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims By Storm
  • Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 494 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Kentec CommunicationsFiber1,000 / 1,000
ElektraFiFixed Wireless (licensed-by-rule)400 / 80
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Inventive Wireless of Nebraska. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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