425 Perch Ln, Swansboro, NC 28584 Property Records

Carteret County property record for 425 Perch Ln, Swansboro, NC 28584

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2021
Lot Size	0.464 acres (20,255 sqft)
Owner	Individual Name on File
Last Sale	$253,500 (Apr 2021)
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`5375.02.58.5774000`

Property Details

APN / Parcel Number

Primary APN	`5375.02.58.5774000`
Alternative APNs	`549516` `41237`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Heated Area
Gross Area	2,376 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,255 sqft (0.464 acres)
Lot Dimensions	202 ft deep x 100 ft wide
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41237
Street Address	425 PERCH LN
City	SWANSBORO
State	NC
Zip	28584-0137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L42 RIVER EAST S.2 PELETIER
Legal Subdivision	HARVEY MCCLAIN NORRIS & RUBY LEE NORRIS
Legal Lot Number	42
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3022
Census Tract	970801

Owner

Source: Carteret County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 PERCH LN, SWANSBORO, NC 28584-0137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Aug 20, 2020	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2021 · Amount on Record
Deed Sale	Apr 29, 2021 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	0001719406
Deed Book / Page	1719 / 406
Record Updated	Jun 8, 2026

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Apr 29, 2021
Property Address	425 PERCH LN, SWANSBORO, NC 28584-0137
Document Number	0017190406
Book / Page	1719 / 406
Map Reference	FILE 33921
Instrument Date	Mar 15, 2021
Instrument	1719406
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$507.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 RACINE DR STE 201, 201, WILMINGTON, NC 28403-8752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PARK LN, CAPE CARTERET, NC 28584-8972

Mortgage

Document Number	0001719407
Date	Apr 29, 2021
Instrument	1719-407

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 20, 2020
Property Address	425 PERCH LN, SWANSBORO, NC 28584-0137
Document Number	0016840089
Book / Page	001684 / 000089
Instrument Date	Aug 17, 2020
Transaction Type	Construction Loan
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1545 MOUNT PLEASANT SC 294651545, MOUNT PLEASANT, SC 29465-1545

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Peletier Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+752.1%)	$348,834 (+79.76%) Land $62,024 Building $286,810	$348,834 (+79.76%) Land $62,024 Building $286,810
2023		$194,059 Land $33,885 Building $160,174	$194,059 Land $33,885 Building $160,174
2022	$167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	95 in force
Nearby Flood Claims	14 (1996–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Brightspeed.

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