425 Patrick St, Frederick, MD 21701 Property Records

Frederick County property record for 425 Patrick St, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail
Bathrooms	1.5 Baths
Architecture Style	Townhouse
Year Built	Built 1890
Square Footage	919 sqft Gross Area
Lot Size	4,224 sqft (0.097 acres)
Last Sale	$283,000 (2025)
Tax Bill	$3,776.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-103826`
Alternative APNs	`2103826` `103826`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	919 sqft Gross Area
1st Floor	473 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Townhouse Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Construction	Sawtooth Roof Construction
Roof Material	Metal Roof
Lot Area	4,224 sqft (0.097 acres)
Depth X Width	256 ft x 2 ft Depth x Width
Porch	Open Porch
Porch Area	64 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	103826
Street Address	425 PATRICK ST
City	FREDERICK
State	MD
Zip	21701
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	LT 16 1/2 X 256 425 W. PAT. ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	16,42
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	3
Census Block	3014
Census Tract	750600

Owner

Source: Frederick County records · APN 02-103826

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 W PATRICK ST, FREDERICK, MD 21701-4857
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2025 · Amount on Record
Deed Sale	Dec 19, 2025 · Amount on Record
Prior Sale	Apr 09, 2014 · Amount on Record
Deed Doc Number	2025
Deed Book / Page	17651 / 101
Prior Transfer Date	Jan 06, 2015
Prior Transfer Doc	0103590206
Record Refreshed	Jun 08, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 19, 2025
Property Address	425 W PATRICK ST, FREDERICK, MD 21701-4857
Document Number	0176510101
Book / Page	17651 / 101
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Jan 07, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,415.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	425 W PATRICK ST, FREDERICK, MD 21701-4857

Mortgage

Document Number	0017651107
Date	Dec 19, 2025
Instrument	17651/107

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,388.00 (+16.21%)	$235,600 (+41.19%) Land $99,100 Building $136,500	$235,600 (-) Land $99,100 Building $136,500
2024	$3,776.00 (+22.32%)
2023	$3,087.00	$166,867	$235,600 Land $99,100 Building $136,500

Flood & Wildfire

425 Patrick St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.