425 Park St, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 425 Park St, Montclair, NJ 07043

Property Summary

Property TypeSingle Family Home
Details5,480 sqft · built 1910
Lot Size0.379 acres (16,524 sqft)
OwnerIndividual Name on File
Tax Bill$34,861 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-03606-0000-00034

Property Details

APN / Parcel Number

Primary APN13-03606-0000-00034
Alternative APN
  • 130360600034

Interior

Stories2 Stories
Building Area5,480 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area16,524 sqft (0.379 acres)
Lot Dimensions153 ft deep x 108 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130360600034
Street Address425 PARK ST
CityMONTCLAIR
StateNJ
Zip07043-1920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description108X153 IRR
Legal Block3606
Legal Lot Number34
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4009
Census Tract16200

Owner

425 Park St is owned and occupied by an individual who acquired it in October 2013.

Source: Essex County and Montclair Township records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address425 PARK ST, MONTCLAIR, NJ 07043-1920
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2013
Deed SaleOct 26, 2013
Prior SaleJul 15, 1997 · Amount on File
Deed Book / Page12471 / 2570
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address425 PARK ST, MONTCLAIR, NJ 07043-1920
Document Number0000094224
Instrument DateSep 16, 2020
Transaction TypeMortgage
Record UpdatedOct 19, 2020
Title CompanyPASSAIC VALLEY TITLE SERVICES INC, PASSAIC VLY TITLE SVC INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 PARK ST MONTCLAIR NJ 070431920, MONTCLAIR, NJ 07043-1920

Mortgage

Document Number0000094224
DateSep 25, 2020
Instrument94224
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 24, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 425 Park St was $34,861, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$991,500 (-) Land $411,800 Building $579,700$991,500 (-) Land $411,800 Building $579,700
2025$34,861.00 (+3.32%)$991,500 Land $411,800 Building $579,700$991,500 Land $411,800 Building $579,700
2024$33,740.00
2023$991,500 Land $411,800 Building $579,700$991,500 Land $411,800 Building $579,700
2022$32,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Park St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1983–2007)
Claims Outside the SFHA3 of 3
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Park St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Park St

Nearby Streets

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