425 Pacific Dr, Belton, MO 64012 Property Records

Cass County property record for 425 Pacific Dr, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,633 sqft · built 1969
Lot Size	0.199 acres (8,668 sqft)
Owner	Individual Name on Record
Tax Bill	$1,862 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-300-002-032.000`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-300-002-032.000`
Alternative APN	`1601400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,633 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	943 sqft
Basement Area	943 sqft
Finished Basement	690 sqft
Unfinished Basement	253 sqft
Flooring	Carpet

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,668 sqft (0.199 acres)
Lot Dimensions	119 ft deep x 73 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1601400
Street Address	425 PACIFIC DR
City	BELTON
State	MO
Zip	64012-2993
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LACY ESTATES 5&6 SWLY 36L39 & NELY37 LT 40
Legal Range	33
Legal Township	46
Legal Section	14
Legal Subdivision	LACY EST 5 & 6
Legal Lot Number	40
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4010
Census Tract	60202

Owner

Source: Cass County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 PACIFIC DR, BELTON, MO 64012-2993
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Nov 16, 2023	Warranty Deed, Transfer · Line of Credit CHEROKEE INVESTMENT COMPANY LLC
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 12, 2023	Correction Deed
Feb 8, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Feb 4, 2021	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MORTGAGE LLC
Feb 19, 2019	Warranty Deed, Transfer · VA Mortgage MEGASTAR FINANCIAL CORP
Aug 30, 2018	Deed of Trust, Mortgage · Line of Credit ACADEMY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024
Deed Sale	Feb 1, 2024
Prior Sale	Nov 16, 2023 · Amount on Record
Deed Document Number	2024745177
Deed Book / Page	5028 / 37
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	425 PACIFIC DR, BELTON, MO 64012-2993
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	KANSAS CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15016 FULLER AVE, GRANDVIEW, MO 64030-4522

Mortgage

Document Number	005028/157
Date	Feb 2, 2024
Book Page	5028/157
Instrument	745300

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22031

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Nov 16, 2023
Property Address	425 PACIFIC DR, BELTON, MO 64012-2993
Document Number	005011/112
Book / Page	5011 / 112
Map Reference	MB 3 PG 12
Instrument Date	Nov 15, 2023
Instrument	742608
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 E GUDGELL AVE, INDEPENDENCE, MO 64055-1442
Investor	Possibly a Property Investor

Mortgage

Document Number	0005011113
Date	Nov 16, 2023
Instrument	5011/113

Lender

Name	CHEROKEE INVESTMENT COMPANY LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	425 PACIFIC DR, BELTON, MO 64012-2993
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PACIFIC DR, BELTON, MO 64012-2993

Mortgage

Document Number	00004985/6
Date	Aug 16, 2023
Book Page	4985/6
Instrument	738264

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Feb 1, 2051

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CASS MO
Recording Date	Jul 12, 2023
Property Address	425 PACIFIC DR, BELTON, MO 64012-2993
Document Number	004975/103
Book / Page	4975 / 103
Map Reference	MB 3 PG 12
Instrument Date	Jul 10, 2023
Instrument	736734
Record Updated	Jul 25, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2800 TAMARACK RD, OWENSBORO, KY 42301-6566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PACIFIC DR, BELTON, MO 64012-2993

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	425 PACIFIC DR, BELTON, MO 64012-2993
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4634/120
Date	Feb 8, 2021
Book Page	4634/120
Instrument	683948

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	425 PACIFIC DR, BELTON, MO 64012-2993
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11921 NEWTON AVE, GRANDVIEW, MO 64030-5124

Mortgage

Document Number	4632/106
Date	Feb 4, 2021
Book Page	4632/106
Instrument	683680

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Feb 19, 2019
Property Address	425 PACIFIC DR, BELTON, MO 64012-2993
Document Number	4333/068
Book / Page	4333 / 068
Instrument Date	Feb 12, 2019
Instrument	640471
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 PACIFIC DR, BELTON, MO 64012-2993

Mortgage

Document Number	640522
Date	Feb 19, 2019
Instrument	640522

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	425 PACIFIC DR, BELTON, MO 64012-2993
Transaction Type	Mortgage
Record Updated	Sep 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4284/110
Date	Aug 30, 2018
Book Page	4284/110
Instrument	632316

Lender

Name	ACADEMY BANK NA
Type	Bank
Address	RAYMORE, MO 64083

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,862.00 (+12.99%)	$22,770 (+13.62%) Land $2,110 Building $20,660	$119,800 (+13.59%) Land $11,080 Building $108,720
2023	$1,648.00 (+4,893.94%)	$20,040 (+14.51%) Land $1,910 Building $18,130	$105,470 (+14.49%) Land $10,070 Building $95,400
2022	$33.00	$17,500 Land $1,910 Building $15,590
2021			$92,120 Land $10,070 Building $82,050

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

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