Blue Earth County property record for 425 Owl Ln, Eagle Lake, MN 56024
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,493 sqft · built 2015 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $292,052 (Mar 2016) |
| Tax Bill | $5,806 (2026) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R12.09.13.403.006 |
| Primary APN | R12.09.13.403.006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,493 sqft Living Area |
| Basement Area | 1,250 sqft |
| Finished Basement | 1,250 sqft |
| Unfinished Basement | 243 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 125 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Driveway | Driveway |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | Deck Area |
| Patio Area | 758 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 425 OWL LN |
|---|---|
| City | EAGLE LAKE |
| State | MN |
| Zip | 56024-4499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE RIDGE FIRST ADD 003 003 00 |
| Legal Range | 26 |
| Legal Township | 108 |
| Legal Section | 13 |
| Legal Subdivision | EAGLE RIDGE FIRST ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | BLUE EARTH MN |
| Township / Civil Division | EAGLE LAKE |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 170200 |
Source: Blue Earth County records, as of May 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 OWL LN, EAGLE LAKE, MN 56024-4499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit SECURITY SAVINGS BANK |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 2016 · Amount on Record |
| Deed Sale | Mar 15, 2016 · Amount on Record |
| Prior Sale | Nov 3, 2014 · Amount on Record |
| Deed Document Number | 2016547CR663 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 425 OWL LN, EAGLE LAKE, MN 56024-4499 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00621CR767 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 621CR767 |
| Name | SECURITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 425 OWL LN, EAGLE LAKE, MN 56024-4499 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 582CR627 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 582CR627 |
| Name | SECURITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLUE EARTH MN |
| Property Address | 425 OWL LN, EAGLE LAKE, MN 56024-4499 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 588CR527 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 588CR527 |
| Name | SECURITY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Blue Earth County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Blue Earth County |
| Municipality | Eagle Lake City |
| Unified School District | Mankato Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,806.00 (+12.69%) | $453,700 (-5.1%) Land $34,800 Building $418,900 | $453,700 (-5.1%) Land $34,800 Building $418,900 |
| 2025 | $478,100 (+4.39%) Land $34,800 Building $443,300 | $478,100 (+4.39%) Land $34,800 Building $443,300 | |
| 2024 | $5,152.00 (+17.57%) Homeowner's exemption | $458,000 (-3.56%) Land $34,800 Building $423,200 | $458,000 (-3.56%) Land $34,800 Building $423,200 |
| 2023 | $4,382.00 Homeowner's exemption | $474,900 Land $34,800 Building $440,100 | $474,900 Land $34,800 Building $440,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–2001) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Eagle Lake serves 3,268 people · EPA ID MN1070002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
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