425 Oaktree Crossing Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 425 Oaktree Crossing Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 1987
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individuals on Record
Last Sale	$187,000 (Jul 2004)
Tax Bill	$3,457 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25R-53-0132`

Property Details

APN / Parcel Number

Primary APN	`25R-53-0132`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	1,935 sqft
1st Floor Area	1,494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	83 ft deep x 60 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	28 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	425 OAKTREE CROSSING CT
City	BALLWIN
State	MO
Zip	63021-7472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	WOODLYN CROSSING LOT 152
Legal Subdivision	WOODLYN CROSSING
Legal Lot Number	152
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	2
Census Block	2003
Census Tract	217932

Owner

Source: St. Louis County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	425 OAKTREE CROSSING CT, BALLWIN, MO 63021-7472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Nov 25, 2020	Beneficiary Deed, Transfer
Sep 9, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2004 · Amount on Record
Deed Sale	Jul 9, 2004 · Amount on Record
Prior Sale	Aug 6, 1999 · Amount on Record
Deed Document Number	20041051
Deed Book / Page	15964 / 326
Last Transfer Date	Nov 15, 2020
Transfer Doc	0242730317
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	425 OAKTREE CROSSING CT, BALLWIN, MO 63021-7472
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 OAKTREE CROSSING CT, BALLWIN, MO 63021-7472

Mortgage

Document Number	2022092300056
Date	Sep 23, 2022
Instrument	2022092300056

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 25, 2020
Property Address	425 OAKTREE CROSSING CT, BALLWIN, MO 63021-7472
Document Number	0242730317
Book / Page	24273 / 317
Map Reference	MB 256 PG 67
Instrument Date	Nov 15, 2020
Instrument	2020112500223
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	425 OAK FREE CROSSING COURT, BALLWIN, MO 63021-7472

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	425 OAKTREE CROSSING CT, BALLWIN, MO 63021-7472
Document Number	0227020552
Book / Page	022702 / 000552
Instrument Date	Sep 9, 2017
Transaction Type	Mortgage
Record Updated	Sep 27, 2017
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 OAKTREE CROSSING CT BALLWIN MO 630217472, BALLWIN, MO 63021-7472

Mortgage

Document Number	0227020552
Date	Sep 20, 2017
Book Page	022702/000552
Instrument	126

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,650 (+8.18%) Land $27,150 Building $30,500	$303,400 (+8.16%) Land $142,900 Building $160,500
2024	$3,457.00 (+1.41%)
2023	$3,409.00 (+2.93%)	$53,290 (+12.28%) Land $17,460 Building $35,830	$280,500 (+12.29%) Land $91,900 Building $188,600
2022	$3,312.00	$47,460 Land $19,400 Building $28,060
2021			$249,800 Land $102,100 Building $147,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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