Stanislaus County property record for 425 Oak St, Modesto, CA 95351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,112 sqft · built 1941 |
| Lot Size | 0.159 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2023) |
| Tax Bill | $3,876 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Sep 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-028-047-000 |
| Primary APN | 030-028-047-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| Gross Area | 992 sqft |
| Year Built | Built 1941 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,969 sqft (0.159 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Old Parcel Number | 0302847 |
|---|---|
| Street Address | 425 OAK ST |
| City | MODESTO |
| State | CA |
| Zip | 95351-2550 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 4093 |
| Legal Subdivision | MODESTO |
| Legal Block | 4093 |
| Legal Lot Number | 7 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 1601 |
Source: Stanislaus County records · APN 030-028-047-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage QUONTIC BANK FSB |
| Sep 29, 2023 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Mar 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Dec 09, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 20, 2017 | Grant Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Sep 29, 2023 |
| Deed Document Number | 2023-0046593 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 29, 2023 |
| Property Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Number | 0000046592 |
| Map Reference | MB 11 PG 43 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 2023-0046592 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Number | 0000046594 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023-0046594 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Address | ASTORIA, NY 11106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 29, 2023 |
| Property Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Number | 0000046593 |
| Map Reference | MB 11 PG 43 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023-0046593 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Number | 0000018858 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022-0018858 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Number | 0000035950 |
|---|---|
| Date | Apr 14, 2021 |
| Instrument | 2021-0035950 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Number | 0000101485 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 2020-0101485 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Oct 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Sep 20, 2017 |
| Property Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Number | 0000069059 |
| Map Reference | MAP15 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 2017-0069059 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 OAK ST, MODESTO, CA 95351-2550 |
| Document Number | 0000069060 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017-0069060 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,876.00 (+68.6%) | $331,500 (+59.54%) Land $204,000 Building $127,500 |
| 2023 | $2,299.00 (+2.59%) Homeowner's exemption | $207,789 Land $71,085 Building $136,704 |
| 2022 | $2,241.00 |
Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), as of October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
Based on FCC filings for 513 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA5010010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MODESTO serves 218,915 people |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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