425 NW 45th Ln, Ocala, FL 34475 Property Records

Marion County property record for 425 NW 45th Ln, Ocala, FL 34475

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,561 sqft · built 2005
Lot Size	0.719 acres (31,363 sqft)
Owner	2 Owner Names on File
Last Sale	$44,500 (Oct 2004)
Tax Bill	$3,579 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15328-001-14`

Property Details

APN / Parcel Number

Primary APN	`15328-001-14`
Alternative APN	`3318617000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,561 sqft Living Area
1st Floor Area	2,561 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2019
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,363 sqft (0.719 acres)
Lot Dimensions	188 ft deep x 166 ft wide
Garage Area	535 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	806 sqft
Porch	Open Porch
Porch Area	327 sqft
Deck Area	445 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3318617000
Street Address	425 NW 45TH LN
City	OCALA
State	FL
Zip	34475-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEC 31 TWP 14 RGE 22 PLAT BOOK 007 PAGE 178 EVERGREEN ESTATES PHASE 1 BLK A LOT 14
Legal Range	22E
Legal Township	14S
Legal Section	31
Legal Subdivision	EVERGREEN ESTATES PH 01
Legal Block	A
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3004
Census Tract	1301

Owner

The current owner of 425 NW 45th Ln bought it in October 2004.

Source: Marion County records, as of January 2, 2026

Owner of Record	2 Owner Names on File
Mailing Address	425 NW 45TH LN, OCALA, FL 34475-9546
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2004 · Amount on File
Deed Sale	Oct 8, 2004 · Amount on File
Deed Document Number	2004146277
Deed Book / Page	3839 / 1994
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	425 NW 45TH LN, OCALA, FL 34475-9546
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 NW 45TH LN, OCALA, FL 34475-9546

Mortgage

Document Number	0075030234
Date	Jun 30, 2021
Book Page	7503/234
Instrument	2021088474

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 425 NW 45th Ln was $3,579 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,579.00 Homeowner's exemption	$239,828 Land $38,000 Building $201,828	$392,487 Land $38,000 Building $354,487
2023	$3,237.00 (+2.79%) Homeowner's exemption	$226,281 (+3%) Land $32,000 Building $194,281	$347,119 (+0.42%) Land $32,000 Building $315,119
2022	$3,149.00 Homeowner's exemption	$219,690	$345,664 Land $28,000 Building $317,664

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 NW 45th Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 NW 45th Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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