Bureau County property record for 425 N Terry St, Spring Valley, IL 61362
| Property Type | Single Family Home |
|---|---|
| Details | built 1905 |
| Lot Size | 0.182 acres (7,944 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Jun 2026) |
| Tax Bill | $705 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-34-285-001 |
| Primary APN | 18-34-285-001 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 7,944 sqft (0.182 acres) |
| Account Number | 1834285001 |
|---|---|
| Street Address | 425 N TERRY ST |
| City | SPRING VALLEY |
| State | IL |
| Zip | 61362-1339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING VALLEY-OBIERNES 3RD ADD. L 8 & W 5 L 7 BLK 118 B 716 P 658 D 89-2671 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 34 |
| Legal Subdivision | OBIERNES 3RD ADD |
| Legal Block | 118 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 3 |
| Census Block | 3090 |
| Census Tract | 965100 |
Source: Bureau County records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 N TERRY ST, SPRING VALLEY, IL 61362-1339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Deed Document Number | 20262157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUREAU IL |
| Recording Date | Jun 18, 2026 |
| Property Address | 425 N TERRY ST, SPRING VALLEY, IL 61362-1339 |
| Document Number | 2026R02157 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20262157 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,090.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 N TERRY ST, SPRING VALLEY, IL 61362-1339 |
| Document Number | 0000002158, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20262158 |
| Name | SPRING VALLEY CITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Spring Valley City |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Elementary School District | Spring Valley Community Consolidated School District 99 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $705.00 (-3.69%) | $25,697 (+15.77%) Land $5,527 Building $20,170 | $77,091 (+15.77%) Land $16,581 Building $60,510 |
| 2023 | $22,197 Land $4,774 Building $17,423 | $66,591 Land $14,322 Building $52,269 | |
| 2022 | $732.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1982–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING VALLEY serves 5,582 people · EPA ID IL0111000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Geneseo Communications Services Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: AT&T, IVNet.
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