425 N Packard St, Hammonton, NJ 08037 Property Records

Atlantic County and Hammonton Town property record for 425 N Packard St, Hammonton, NJ 08037 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,708 sqft · built 1951
Lot Size	0.358 acres (15,612 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2026)
Tax Bill	$4,961 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03103-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`13-03103-0000-00018`

Interior

Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	15,612 sqft (0.358 acres)
Lot Dimensions	223 ft deep x 70 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	425 N PACKARD ST
City	HAMMONTON
State	NJ
Zip	08037-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B90L71
Legal Subdivision	TOWN/HAMMONTON
Legal Block	3103
Legal Lot Number	18
Jurisdiction	ATLANTIC NJ
Township / Civil Division	HAMMONTON
Census Block Group	1
Census Block	1011
Census Tract	10800

Owner

Source: Atlantic County and Hammonton Town records · APN 13-03103-0000-00018

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 N PACKARD ST, HAMMONTON, NJ 08037-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 17, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 02, 2019	Grant Deed, Transfer · FHA Mortgage GATEWAY MTG GRP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Oct 02, 2019 · Amount on Record
Deed Document Number	202616942
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	425 N PACKARD ST, HAMMONTON, NJ 08037-1941
Transaction Type	Mortgage
Record Updated	May 08, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036649
Date	Oct 03, 2025
Instrument	2025036649

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Apr 17, 2026
Property Address	425 N PACKARD ST, HAMMONTON, NJ 08037-1941
Document Number	0000016942
Instrument Date	Mar 18, 2026
Instrument	202616942
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	INVESTMENT SW TITLE, INVESTMENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$40,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 N PACKARD ST, HAMMONTON, NJ 08037-1941

Mortgage

Document Number	0000016943,
Date	Apr 17, 2026
Instrument	202616943

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	5.62%
Max Rate	-1%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ATLANTIC NJ
Recording Date	Oct 02, 2019
Property Address	425 N PACKARD ST, HAMMONTON, NJ 08037-1941
Document Number	0000048751
Instrument Date	Aug 19, 2019
Instrument	48751
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	SJS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 N PACKARD ST HAMMONTON NJ 080371941, HAMMONTON, NJ 08037-1941

Mortgage

Document Number	48752
Date	Oct 02, 2019
Instrument	48752

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

Mortgage

Document Number	48753,
Date	Oct 02, 2019
Instrument	48753

Lender

Name	HOUSING FIN AGCY
Address	637 S CLINTON AVE, TRENTON, NJ 08611-1811

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 01, 2024

Tax Assessment & Valuation

Source: Atlantic County and Hammonton Town records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
Municipality	Hammonton Town
Unified School District	Hammonton Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,100 (-) Land $54,300 Building $121,800	$176,100 (-) Land $54,300 Building $121,800
2025	$4,961.00 (+2.37%)	$176,100 (-) Land $54,300 Building $121,800	$176,100 (-) Land $54,300 Building $121,800
2024	$4,846.00 (+1.06%)
2023		$176,100 Land $54,300 Building $121,800	$176,100 Land $54,300 Building $121,800
2022	$4,795.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Atlantic County (34001C), updated August 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340010108001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2011)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 6% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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