425 N Macomb St, Monroe, MI 48162 Property Records

Monroe County property record for 425 N Macomb St, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,832 sqft · built 1865
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,480 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-69-01218-000`

Property Details

APN / Parcel Number

Primary APN	`55-69-01218-000`
Alternative APN	`55 690 121 80`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,322 sqft
Basement Area	1,226 sqft
Unfinished Basement	1,226 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Dimensions	243 ft deep x 125 ft wide
Terrain	Rolling
Garage Area	528 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	244 sqft
Deck Area	270 sqft
Patio Area	618 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	425 N MACOMB ST
City	MONROE
State	MI
Zip	48162-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	COMM 200 FT N 24D 30M E FR INTER N LI NOBLE AVE WI W LI MACOMB ST; TH N 24D 30M E 125 FT; TH N 65D 30M W 243 FT; TH S 24D 30M
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1002
Census Tract	831600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Elm-North Macomb Street Historic District listed 1982 · 174 contributing resources · NRIS 82002853

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 N MACOMB ST, MONROE, MI 48162-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Nov 16, 2020	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021
Deed Sale	Dec 2, 2021
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202130734
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	0000030734
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Dec 2, 2021
Property Address	425 N MACOMB ST, MONROE, MI 48162-2615
Document Number	0000030734
Instrument Date	Nov 23, 2021
Instrument	2021R30734
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 N MACOMB ST, 425, MONROE, MI 48162-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 WINSTON DR, MONROE, MI 48161-1815

Mortgage

Document Number	0000030735
Date	Dec 2, 2021
Instrument	2021R30735

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Nov 16, 2020
Property Address	425 N MACOMB ST, MONROE, MI 48162-2615
Document Number	2020R24572
Instrument Date	Oct 28, 2020
Instrument	2020R24572
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,882.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 N MACOMB ST, 425, MONROE, MI 48162-2615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 N MACOMB ST, MONROE, MI 48162-2615

Mortgage

Document Number	2020R24573
Date	Nov 16, 2020
Instrument	2020R24573

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,100 (+33.52%)	$276,200 (+33.52%)
2025	$3,480.00 (-17.87%) Homeowner's exemption
2023	$4,237.00 Homeowner's exemption	$103,430	$206,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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