Ottawa County property record for 425 N Locust St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,098 sqft · built 1900 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Mar 2023) |
| Tax Bill | $1,963 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Line of Credit Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043107-9 |
| Primary APN | 043107-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,098 sqft Living Area |
| Gross Area | 1,348 sqft |
| 1st Floor Area | 716 sqft |
| Upper Floors Area | 216 sqft |
| Attic | Attic |
| Attic Area | 416 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 138 ft deep x 50 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 043107-9 |
|---|---|
| Street Address | 425 N LOCUST ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 4 LOT 1 & S 9 FT OF 2 ISAAC FOUGHT |
| Legal Subdivision | ISAAC FOUGHT |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 50700 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14200 3RD ST, OAK HARBOR, OH 43449-9512 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2023 | Warranty Deed, Transfer · Line of Credit CLICK N CLOSE INC |
| Aug 2, 2022 | Warranty Deed, Transfer |
| May 27, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on File |
| Deed Sale | Mar 31, 2023 · Amount on File |
| Prior Sale | Jan 5, 2007 · Amount on File |
| Deed Document Number | 20231973 |
| Deed Book / Page | 1940 / 986 |
| Prior Transfer Date | May 26, 2022 |
| Prior Transfer Doc | 0000317951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Mar 31, 2023 |
| Property Address | 425 N LOCUST ST, OAK HARBOR, OH 43449-1135 |
| Document Number | 0000001973 |
| Book / Page | 1940 / 986 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-001973 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2023 |
| Title Company | RIT COAST TITLE, TRI COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 N LOCUST ST, OAK HARBOR, OH 43449-1135 |
| Document Number | 0019410001 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 1941-0001 |
| Name | CLICK N CLOSE INC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Aug 2, 2022 |
| Property Address | 425 N LOCUST ST, OAK HARBOR, OH 43449-1135 |
| Document Number | 0000319597 |
| Book / Page | 1908 / 656 |
| Instrument Date | Jul 31, 2022 |
| Instrument | 2022-319597 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 330 E MADISON ST, SANDUSKY, OH 44870-3604 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 27, 2022 |
| Property Address | 425 N LOCUST ST, OAK HARBOR, OH 43449-1135 |
| Document Number | 0000317951 |
| Book / Page | 1900 / 714 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-317951 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 N LOCUST ST, OAK HARBOR, OH 43449-1270 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,963.00 (-0.71%) | $43,968 (-) Land $6,843 Building $37,125 | |
| 2024 | $1,977.00 (+39.42%) | $43,968 (+59.02%) Land $6,843 Building $37,125 | $125,620 (+59.01%) Land $19,550 Building $106,070 |
| 2023 | $1,418.00 (+29.38%) | $27,650 (+22.99%) Land $5,698 Building $21,952 | |
| 2022 | $1,096.00 Homeowner's exemption | $22,481 Land $5,698 Building $16,783 | |
| 2021 | $79,000 Land $16,280 Building $62,720 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1980–1998) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Apr 1998 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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